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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Easy to use.

4
Easy to use. Never had any problems with service Reviewed on: 5th June 2026

There when you need them and fair interest rates,eas...

5
There when you need them and fair interest rates,easily understood clear terms Reviewed on: 5th June 2026

It works!

5
PayPal does what you need it to. Reviewed on: 5th June 2026

Easy to use, accessible through App and fast access...

5
Easy to use, accessible through App and fast access to finance as and when you need it! Reviewed on: 5th June 2026

Great, easy to use and secure.

5
Great, easy to use and secure. Gives you tha knowledge that your details are safe Reviewed on: 5th June 2026

Good for payment protection.

5
Good for payment protection. Gives peace of mind for larger online purchases Reviewed on: 5th June 2026

Life saver, good system and app.

5
Life saver, good system and app. Easy to use, good interests Reviewed on: 5th June 2026

Best app!!!!

5
Safe, reliable and the most trustworthy app!!!!! Reviewed on: 5th June 2026

Can't fault it, paypal works for me

5
Can't fault paypal, I love its versatility especially the pay in three option, it's so easy to use and if you use it correctly there's zero interest whichever way you choose to spend with it Reviewed on: 5th June 2026

Satisfied

4
Value for money spent in the form points Reviewed on: 5th June 2026

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