Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,376 reviews, last reviewed 14th Apr 2026
1342500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I applied for credit and got my card in time and i h... I applied for credit and got my card in time and i have a smooth use of PayPal Reviewed on: 14th April 2026
Brian's avatar
Brian

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (65377)

I so happy with PayPal easy and a llt of benefits, h...

5
I so happy with PayPal easy and a llt of benefits, helped me a lot to get my money back from any company not give good service. Reviewed on: 14th May 2024
Ibrahim A's avatar
Ibrahim A

Great product paypal credit

5
Paypal credit installment gives great flexibility and easy and secure validation on payments and login . Good experience so far. Reviewed on: 14th May 2024
Suresh's avatar
Suresh

I feel safe using my PayPal account paying merchants...

5
I feel safe using my PayPal account paying merchants that i’m not comfortable giving my card details to Reviewed on: 14th May 2024
Hannah R's avatar
Hannah R

Really convenient and competitive

5
Really convenient and competitive Reviewed on: 14th May 2024
James T's avatar
James T

Good at following up undelivered service

4
Good at following up undelivered service Reviewed on: 14th May 2024
Honest M's avatar
Honest M

Never had any problems, low rates and sometimes you...

5
Never had any problems, low rates and sometimes you can get 6 months free intrest so highly recommended Reviewed on: 14th May 2024
Kacper K's avatar
Kacper K

Love the Paypal Credit which was pain free and easy...

5
Love the Paypal Credit which was pain free and easy to set up Reviewed on: 14th May 2024
Jane Bell's avatar
Jane Bell

Quick and easy process.

5
Quick and easy process. Simple to use Reviewed on: 14th May 2024
Bil M's avatar
Bil M

PayPal thanks x excellent safe and easy

5
PayPal thanks x excellent safe and easy Reviewed on: 14th May 2024
E C's avatar
E C

It’s so easy and secure to pay for goods and service...

5
It’s so easy and secure to pay for goods and services online. I find it the easiest way to send money to friends and family abroad with little fuss and effort. Reviewed on: 14th May 2024
Hhamiltonsmith's avatar
Hhamiltonsmith

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill