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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Always on point I never let me down

Always on point I never let me down Reviewed on: 5th June 2026

So happy with PayPal, everything is easy to do and q...

So happy with PayPal, everything is easy to do and quick to access. Reviewed on: 5th June 2026

Was really easy to set up an account and great that...

Was really easy to set up an account and great that you could start using it straight away as you can add it to your Apple wallet. Reviewed on: 5th June 2026

Very easy to pay with and credit option is great...

Very easy to pay with and credit option is great Reviewed on: 5th June 2026

Safe and easy

Safe and quick payment option all over the word! Easy to handle. Reviewed on: 5th June 2026

Service is excellent - not so sure about people call...

Service is excellent - not so sure about people calling out from the call centre wanting to discuss account. For security would prefer it if messages came via email or the app Reviewed on: 5th June 2026

Perfectly perfect perfecto

Amazing , easy to use , very safe and secure Reviewed on: 5th June 2026

safe and secure transactions

PayPal is always a great help in shopping for me and proving a great layer of security and peace of mind during financial transaction Reviewed on: 5th June 2026

So far so good.

So far so good. However there are things I'm keeping an eye on Reviewed on: 5th June 2026

Paypal & Points

Easy and enjoying the points too Reviewed on: 5th June 2026

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