Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

Is easy for me and pay later and sometimes I get off...

Is easy for me and pay later and sometimes I get off of some payments Reviewed on: 5th June 2026

Perfect to use

I had good experience with PayPal it’s really easy and simple any time I need to get something I use PayPal and pay back in easy instalments Reviewed on: 5th June 2026

Excellent

Makes it easier to buy expensive goods Reviewed on: 5th June 2026

Safe,fast and keep me a date all the time

Safe,fast and keep me a date all the time Reviewed on: 5th June 2026

Zibi 123

You can buy the items without any problems and if there is a problem with the seller, they solve it quickly and protect against fraud, I highly recommend it Reviewed on: 5th June 2026

Very secure method of making payments

I have been using PayPal for a long time. I use it for making secure payments to vendors I buy from. The fact that my payment methods are not exposed to potential criminals while I am making payments is extremely important to me, and there has been no instances while I have been a PayPal customer, where this has happened. Reviewed on: 5th June 2026

I use it quite a lot and one day I accidentally paye...

I use it quite a lot and one day I accidentally payed off the credit all in one go by mistake and got in the phone to an advisor and they helped me cancel the payment really fast and then I payed the right smountb Reviewed on: 5th June 2026

Never had any issues, great app and customer service.

Never had any issues, great app and customer service. Good deals and feel safe using g the service for all payments. Reviewed on: 5th June 2026

Easy to use

Pay pal is easy to use and user friendly. The app is clear and helps track finances well. Reviewed on: 5th June 2026

Mr D sung

PayPal.. Excellent services everytime.. Without a doubt.. Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub