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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,967 reviews, last reviewed 14th Apr 2026
1212500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and reliable. Fast and reliable. Anytime any day with simple authentication process Reviewed on: 14th April 2026
Sebastian O's avatar
Sebastian O

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63967)

Very convenient and helpful to me.

5
Very convenient and helpful to me. Reviewed on: 11th May 2024
Agnes R's avatar
Agnes R

PayPal is extremely easy to navigate, easy to unders...

5
PayPal is extremely easy to navigate, easy to understand and the staff are friendly, knowledgeable and fantastic if needed but with the app being so good they are not needed often. Your payments exc are laid out very clearly. Reviewed on: 11th May 2024
Joanne 's avatar
Joanne

Excellent customer service

5
Very helpful members of staff , can’t fault anything Reviewed on: 11th May 2024
Philip w's avatar
Philip w

Fantastic customer service

5
When I had to dispute a payment in the past, PayPal customer service was brilliant at helping me deal with it Reviewed on: 11th May 2024
Crystal S's avatar
Crystal S

I was unable to get credit card but PayPal help me w...

5
I was unable to get credit card but PayPal help me with PayPal credit and I will always say PayPal is awesome and I will always use it. Reviewed on: 11th May 2024
Simranjit A's avatar
Simranjit A

There's nothing to dislike about PayPal Credit.

5
There's nothing to dislike about PayPal Credit. Just wish more and more retailers start accepting PayPal Credit as a payment option which would give us the flexibility when we make payments. Reviewed on: 11th May 2024
Kiran's avatar
Kiran

Very good experience, I like the experience

5
Very good experience, I like the experience Reviewed on: 11th May 2024
Ahmed S's avatar
Ahmed S

Top service.

5
Top service.. Great reassurance.. Reviewed on: 11th May 2024
Paolo M's avatar
Paolo M

Good for doing work ,and helping me and customer

5
Good for doing work ,and helping me and customer Reviewed on: 11th May 2024
Kristine B's avatar
Kristine B

Love PayPal credit!

5
Handy for bigger purchases that you need time to split payments on, really handy app! Clear to use Reviewed on: 11th May 2024
Cerys T's avatar
Cerys T

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