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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

I'm happy. Any way

5
I'm happy.....but some times he take long time to add my money in balance after I make the payment Reviewed on: 5th June 2026

Best provider

5
They provide an excellent way to get that extra stuff at the end of the month Reviewed on: 5th June 2026

Very Happy Customer

5
Easy to use, great if any problems arise and the peace of mind that my money and transactions are safe. Reviewed on: 5th June 2026

Fast service

5
Easy to use and excellent customer service Reviewed on: 5th June 2026

I can always trust PayPal and know that it is a reli...

5
I can always trust PayPal and know that it is a reliable form of payment. Reviewed on: 5th June 2026

Easy app to use, no messing about, 4 months no...

5
Easy app to use, no messing about, 4 months no interest Reviewed on: 5th June 2026

Excellent, Can not fault PayPal the customer servic...

5
Excellent, Can not fault PayPal the customer service is outstanding Reviewed on: 5th June 2026

Straight forward app so can always manage my money

5
Straight forward app so can always manage my money Reviewed on: 5th June 2026

PayPal has helped my credit score and allowed me to...

5
PayPal has helped my credit score and allowed me to purchase items and pay later Reviewed on: 5th June 2026

Also been very easy to use , and easy to use when th...

5
Also been very easy to use , and easy to use when there has been an issue, very secure Reviewed on: 5th June 2026

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