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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Good experience i would love to use it i feel my mon...

Good experience i would love to use it i feel my money is secure and protected and easy to access Reviewed on: 5th June 2026

PayPal credit is by far the best and smartest option...

PayPal credit is by far the best and smartest option when it comes to not just online but now in store purchases! Between the ease of using PayPal at online checkouts with credit being preferred or the use of a physical card the whole process is seamless. PayPal is leaps and bounds ahead of any of there competitors and if I could have it as my main bank I would! 10/10 Reviewed on: 5th June 2026

V easy to use & good value .

V easy to use & good value . Has enabled me to spread out costs of larger purchases Reviewed on: 5th June 2026

Love Paypal!

Love using PayPal, everything is secure and always have different options for payments. Customer service is brilliant too. Reviewed on: 5th June 2026

Been using PayPal for over 15 years now.

Been using PayPal for over 15 years now. 90% positive interactions. Easy to get hold of them by phone or online. Reviewed on: 5th June 2026

Do not trust PayPal has your back!

I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the case in the sellers favour. This cost me £247 which I paid to PayPal. I am absolutely horrified with paypals action regarding this! Reviewed on: 5th June 2026

It was easy to use, flexible to navigate.

It was easy to use, flexible to navigate. Reviewed on: 5th June 2026

My go to online payment provider

Use it for extra security for online shopping ,now and again I use PayPal pay in 3 bonus with the back up insurance on goods purchased if I have an issue ,my go to payment service provider if stores have it when it comes to paying Reviewed on: 5th June 2026

A great way to pay !

I use PayPal for everything so easy & convenient Reviewed on: 5th June 2026

The Gold Standard of Online Payments

The Gold Standard of Online Payments and for Good Reason I've been using PayPal for over a decade, and it genuinely keeps getting better. In a world full of payment apps that come and go, PayPal has earned its place as the one I always come back to. Security gives real peace of mind. Knowing my bank details are never shared with sellers is huge. PayPal's buyer protection has saved me twice when orders went wrong both times resolved quickly and in my favour, no arguments, no drama. It's accepted everywhere. Whether I'm buying from a major retailer, a small Etsy shop, a freelancer on the other side of the world, or splitting a bill with a friend. The app is slick and intuitive. Sending money takes about four seconds. Checking transaction history is clear and well-organised. The interface never feels cluttered or confusing, which is rare for a platform that does so much. International transfers are a game-changer. I've paid suppliers in the US, Canada, and across Europe without a second thought. The exchange rates are competitive, and the speed is impressive. Reviewed on: 5th June 2026

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