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PayPal: PayPal Credit reviews

4.90
Based on 62,991 reviews, last reviewed 14th Apr 2026
1122600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I had a great experience. Great customer service Reviewed on: 14th April 2026
Naz's avatar
Naz

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62991)

Straightforward and easy

5
Straighforward service, all the information is given about the service with no hidden tiny writting. You know all your costs up front. Easy to use service. Reviewed on: 12th August 2022

Vote

5
Always had a help with anything with PayPal customer services. Always friendly Reviewed on: 12th August 2022

Best

5
Easy to use and best app by miles Reviewed on: 12th August 2022

Paypal makes for easy payments

5
There are many ways to pay for items and necessities in the Internet but PayPal makes it very accessible and user friendly for quick payments. Not only are the payments can be seen through your PayPal account but you have full control of your money and how you would like to spend, especially with its extra added features. PayPal is always an easy option out of all other payment types. Reviewed on: 12th August 2022

Very easy, reliable, accessible and fast.

5
It is the very best thing that happened to me when I was struggling with finances and I got to here about PayPal credit. Ever since then my life has never be the same knowing that when I want to shop online there is always PayPal to fall back to and pay at the time that suit me. I have recommend to friends and families. Reviewed on: 12th August 2022

Great for gifts

5
Fabulous for spreading the cost of those more frivolous purchases Reviewed on: 12th August 2022

Great service

4
I love the pay in 3 options and the 12 months interest free for orders over 100. It would be good if it was easier to access the virtual card so I could use it on amazon Reviewed on: 12th August 2022

Simply The Best

5
Easy to use, great product, would highly recommend to everyone Reviewed on: 12th August 2022

Easy Payment

5
Using PayPal Credit is hassle free and easy to log in payment. Just buy now and pay later after few days specially if salary didn’t is not on the bank yet. Reviewed on: 12th August 2022

Easy to use great interest free options

5
Its easy to navigate through the app and use PayPal credit or pay in 3. The interest free options are great and you get reminders of payments Reviewed on: 12th August 2022

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