Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Loving PayPal

5
I just love PayPal it is amazing Reviewed on: 5th June 2026

It’s always easy with PayPal...

5
It’s always easy with PayPal, and it takes the stress out of purchasing by spreading the cost Reviewed on: 5th June 2026

Easy, safe way to buy.

5
Easy, safe way to buy. Streamlines purchases with the bonus of buyer protection Reviewed on: 5th June 2026

I use PayPal to buy things I like or need.

5
I use PayPal to buy things I like or need. It could be very helpful. Reviewed on: 5th June 2026

Interest free options are amazing

5
I use pay over 3 months interest free for my regular purchases & pay nothing for 4 months interest free on larger purchases. These facilities are fantastic. The best way to pay for purchases & very secure. Reviewed on: 5th June 2026

Paypal credit helps manage larger purchases

5
I usePaypal credit regularly to manage larger purchases. Its really helpful to be able to pay off over a longer period than a standard credit card. Reviewed on: 5th June 2026

I like paypal.

5
I like paypal.Never had any issue. Reviewed on: 5th June 2026

Used PayPal credit to purchase new golf clubs.

5
Used PayPal credit to purchase new golf clubs. Money was available within 3 minutes excellent service. Reviewed on: 5th June 2026

I use pay pal and everything is easy to understand a...

5
I use pay pal and everything is easy to understand and you can see at a glance e everything you need to know. I have been using for a lot of years never had a problem, Reviewed on: 5th June 2026

Just say fascinatin

5
Just say fascinating and convenient. Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101278 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products