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PayPal: PayPal Credit reviews

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4.90
Based on 62,909 reviews, last reviewed 14th Apr 2026
1114800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous! Always quick & helpful service. Paypal is so innovative and slick. Reviewed on: 14th April 2026
Maria E's avatar
Maria E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62909)

Thank you for being ace

5
Thanks for PayPal credit I was able to get my son a laptop for his studies and during lockdown. Great service Reviewed on: 11th August 2022
Anna Day's avatar
Anna Day

So easy to use

5
I love the 4 months interest free credit option. It gives me freedom to make purchases I otherwise wouldn't afford, but in a way that's fair. The reminders that the interest free period is coming to an end are also super transparent and helpful. Reviewed on: 11th August 2022
Dina's avatar
Dina

Perfect opportunity

5
I love paying by PayPal and split the payment Reviewed on: 11th August 2022
Hubert Gaming's avatar
Hubert Gaming

Great for spreading unplanned cost

5
I've always used PayPal credit when I needed something but could not get it because of not having enough cash. Spreading the cost over four months is amazing Reviewed on: 11th August 2022
Adnan Faradhi's avatar
Adnan Faradhi

Awesome

5
oh yeah this credit thing is awesome i think everyone should get it and pay for their snacks and stuff Reviewed on: 11th August 2022
Timantria's avatar
Timantria

Convenience for online shopping

5
I feel more confident shopping with paypal online and have made it my 'go to' credit account Reviewed on: 11th August 2022
Jamie Coates's avatar
Jamie Coates

The best credit card.

5
The best credit card I've ever used. Convenient, fast, affordable, secure. Help to solve problems with unscrupulous sellers. I have been with PayPal for about 10 years and I am not going to refuse. Reviewed on: 11th August 2022
Svjatoslavs Ivanovs's avatar
Svjatoslavs Ivanovs

Easy peasy

5
Easy to set up Easy to use Easy to pay back No stress at all Reviewed on: 11th August 2022
Felicity's avatar
Felicity

Love PayPal credit

5
So easy to use and loads of places online will accept so perfect Reviewed on: 11th August 2022
Louis inns's avatar
Louis inns

I love it

5
Everyday life changing just love it. Reviewed on: 11th August 2022
Giorgio Russo's avatar
Giorgio Russo

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