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PayPal: PayPal Credit reviews

4.90
Based on 62,832 reviews, last reviewed 14th Apr 2026
1107700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, Secure, and Reliable Payments PayPal is a very convenient platform for sending and receiving money, especially for online shopping. Payments are fast, and the added layer of securi... Read more Reviewed on: 14th April 2026
Pritam Saha's avatar
Pritam Saha

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62832)

No fuss

5
Paypal credit is a way to pay for big purchases with interest free, no fuss and quibble free Reviewed on: 11th August 2022

Readily Availabe

5
The credit is readily available whenever its needed and the transaction process is seamless form the merchant website to PayPal for authentication. Reviewed on: 11th August 2022

Great Product

5
I love this its easy to use and make a payment on. Highly recommend Reviewed on: 11th August 2022

Good Product

5
Great service and prompt updates Reviewed on: 11th August 2022

Awesome

4
Easy and good to use for my book purchases Reviewed on: 11th August 2022

Excellent and speedy service

5
I have used PayPal credit for a while and I wiukd highly recommend it. Great company and the customer service is top notch. Reviewed on: 11th August 2022

Easy to use

5
The PayPal service is quick and easy to use. The interface on the app is useful and easy to navigate. Reviewed on: 11th August 2022

Great for quick easy buys

4
I love PayPal. It helps me pay friends easy and make online purchases easier while keeping track of what I've bought. The pay in 3 idea is brilliant as the use of PayPal credit Reviewed on: 11th August 2022

So helpful

5
Really helpful to have paypal credit, means I can’t go spending cash but can pay for things when needed Reviewed on: 11th August 2022

Easy yo use

5
I have used PayPal credit for some time now and it saved me on occasions Reviewed on: 11th August 2022

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