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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Everything had always been nice and simple, no issue...

Everything had always been nice and simple, no issues and very clear as to how to deal with the app and finances. It’s a great way of banking and looking after purchases without worrying too much - a responsible lender. Reviewed on: 4th June 2026

I love the 4 month interest free on purchases over £...

I love the 4 month interest free on purchases over £100. Good customer service. My query was dealt with promptly and efficiently. Telephone was answered quickly, no waiting in a queue. Reviewed on: 4th June 2026

Great Financial tool to manage your finances

So impressed about PayPal app and the whole system Reviewed on: 4th June 2026

Mixed thoughts

Mixed thoughts on PayPal more good than bad , but sometimes I think they side with the suppliers rather than the buyers when it comes to disputes. Reviewed on: 4th June 2026

Fantastic makes for affordable shopping

Fantastic makes for affordable shopping Reviewed on: 4th June 2026

Love PayPal

ALWAYS HAD A GOOD. EXPERIENCE WITH PAYPAL GOOD SERVICE FLEXIBLE PAYMENT OPTIONS 4 MONTHS INTEREST FREE IT'S A NO BRAINER Reviewed on: 4th June 2026

I use PayPal credit so many times and return it back...

I use PayPal credit so many times and return it back as soon as I can and so far no issues. Reviewed on: 4th June 2026

Very easy to use.

Very easy to use. Layout of the app is amazing. Reviewed on: 4th June 2026

Managing your money, purchases and financial securit...

Managing your money, purchases and financial security becomes a lot easier with Paypal Reviewed on: 4th June 2026

Very Easy to use no hidden fees.

Very Easy to use no hidden fees. Happy with plan buy now pay later and credyt card Reviewed on: 4th June 2026

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