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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Cost effective

I use PayPal Credit regularly to spread the cost of big ticket items over a longer period of time, it’s very cost effective and allows me to get items I want without having to pay the full cost up front. Reviewed on: 4th June 2026

Great customer service

Have contacted PayPal on a couple of occasions and the questions were dealt with professionally and resolved quickly Reviewed on: 4th June 2026

Easy peasy.

Very easy to use app, Feels safe and secure. Making shopping easy. Reviewed on: 4th June 2026

Excellent service, never faced any problem

Excellent service, never faced any problem Reviewed on: 4th June 2026

Great product, reasonable interest rates!

Great product, reasonable interest rates, my only issue is the credit balance takes ages to update after payment has been made? Reviewed on: 4th June 2026

Used PayPal for years, always excellent

Used PayPal for years, always excellent Reviewed on: 4th June 2026

Always reliable, on your side.

Always reliable, on your side. Easy to use, pay in three is great and interest free credit Reviewed on: 4th June 2026

Reliable and excellent Service.

Reliable and excellent Service. The App is easy to use and all information always clearly displayed Reviewed on: 4th June 2026

Great app

Always easy to use an helpful if help is needed Reviewed on: 4th June 2026

Great for paying in 3 as chatting to customer servic...

Great for paying in 3 as chatting to customer services they were very good Reviewed on: 4th June 2026

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