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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62631)

PayPal credit is great

5
It's easy to use, ensures secure payments and provides protection for customers. Reviewed on: 28th July 2022
Kelly's avatar
Kelly

works well

5
works well never had any issues at all Reviewed on: 28th July 2022
Richell Lever's avatar
Richell Lever

Amazing!

5
Very easy access, user-friendly menu, fast and reliable system. I hope they continue to develop well in the future Reviewed on: 28th July 2022
Dobri Tsekov's avatar
Dobri Tsekov

Fantastic service

5
Fantastic service, easy to use . Reviewed on: 28th July 2022
Tez Palmer's avatar
Tez Palmer

Excellent for online purchases

5
I have other credit cards but the fact that PayPal allow interest free if I pay off before a certain date really adds flexibility that other lenders don't give. Reviewed on: 28th July 2022
Damon Black's avatar
Damon Black

Paypal Credit

5
Pre approved and no fuss. Easy to apply at check out. Reviewed on: 25th July 2022
Saeed Naderi-Dehkordi's avatar
Saeed Naderi-Dehkordi

So easy no problems

5
Love it a lot, love that there are lots of shops were you can buy 3month and 4months now with 0%apr. It is amazing card and in 2022 it MUST be in each persons wallet :) Love it Reviewed on: 21st July 2022
Dvi Zirafos Plius's avatar
Dvi Zirafos Plius

Great

5
Great to use and so easy with reminders when your payment are due would use again. Reviewed on: 20th July 2022
Elizabeth Buxton 's avatar
Elizabeth Buxton

Best

5
Amazing experience I would definitely recommend to all my family friends Reviewed on: 19th July 2022
dawood Ameen's avatar
dawood Ameen

Great deals and offers if you pay within a time limit and no charge for credit.

5
Its all very easy and great to use Have always been amazed at the offers on the credit Reviewed on: 18th July 2022
Paul James's avatar
Paul James

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