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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181099)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service

5
Good. I am satisfied very helpful Reviewed on: 14th July 2026

PayPal is so easy to use and I feel my purchases are...

5
PayPal is so easy to use and I feel my purchases are protected, great how you get to choose different pay methods, wouldn’t want to be without it ! Reviewed on: 14th July 2026

Great and really friendly to use

5
Great and really friendly to use Reviewed on: 14th July 2026

Always convenient and 0% option is huge

5
Always convenient and 0% option is huge Reviewed on: 14th July 2026

Customer service

5
Great service with easy resolve if issues Reviewed on: 14th July 2026

Safe way to pay.

5
Only use to pay for items usually on eBay and Amazon but never had any problems. Easy to use different cards. Credit facilities great. Easy to apply and use cost effectively. Reviewed on: 14th July 2026

They have always been very good with me.

5
They have always been very good and I have used PayPal for along time but when they bought PayPal credit, I took them up on there offer it's great, I can get what I want when I need it at a very reasonable interest rates. Reviewed on: 14th July 2026

Excelent

5
Very happy with paypal ben use for more than 10years and never had problems thank you PayPal. Reviewed on: 14th July 2026

So Simples

5
Even someone who is not tech savvy can use PayPal. Easy to navigate and also easy to find what you are looking for Reviewed on: 14th July 2026

Always there when needed.

5
Always there when needed. Great service Reviewed on: 14th July 2026

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