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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105088 reviews)

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4.90

Based on 105,087 reviews, last reviewed 12th May 2026

2503000% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great helping I have PayPal for years it amazing help me a lot in my shopping and my financial they are great Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105088)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

My go to

I always find paypal credit really easy to use, the app clearly displays everything and they’re simply my go to. 4 months interest free is also ideal. I have never had an issue, and any refunds come through quickly. Reviewed on: 11th May 2026

Paypal is overall very good, however when you need s...

Paypal is overall very good, however when you need support it can be lacking and is too reliant on bots and AI. Reviewed on: 11th May 2026

Just brilliant!

Just brilliant, PayPal is your first choice to pay today! Reviewed on: 11th May 2026

Love PayPal have used for years and they’ve always b...

Love PayPal have used for years and they’ve always been good to me Reviewed on: 11th May 2026

I use PayPal to buy things I can't afford to outrigh...

I use PayPal to buy things I can't afford to outright buy and it's useful to me or large items mostly. Reviewed on: 11th May 2026

Good customer service!

Dealt with customer service a few times and they have always been very helpful and it makes it easy to make transacting with many sites. Reviewed on: 11th May 2026

I always use PayPal.

I always use PayPal. I feel safe, I know help is always to hand. Everyone I deal with knows and trusts PayPal brand. The service is always very quick and prompt. Reviewed on: 11th May 2026

Always available how and when I need it

Always available when needed and great choices on how I can afford to pay back Reviewed on: 11th May 2026

Excellent service.

Excellent service. Very reliable. Easy and convenient to use Reviewed on: 11th May 2026

Very good.

Very good. I haven’t had to contact them for customer service so wouldn’t know why to say. Reviewed on: 11th May 2026

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