Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I travel a dropshipper and I use many bank's but rea...

I travel a dropshipper and I use many bank's but really honestly PayPal is the most best bank I used in my life I love it Reviewed on: 3rd June 2025

Positive and easy to use which is helpful wine you a...

Positive and easy to use which is helpful wine you are busy at work and need to order something quickly Reviewed on: 3rd June 2025

Amazing App & Benefits

PayPal credit allows me to pay for purchases over £99, over a period of 4 months with 0% interest. They send reminders when a payment needs to be made/is due. You can view all your payment details clearly on the app. If you have consistently made your monthly payments, you receive the option to increase your credit limit which is also a great benefit. Reviewed on: 3rd June 2025

I use PayPal to make purchases on line and in store,...

I use PayPal to make purchases on line and in store, gives me more ways to pay interest free for four months or pay.in three. Reviewed on: 3rd June 2025

I got cones out £100 PayPal did nothing to help

I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

sometimes ok sometimes not

sometimes ok sometimes not, exchange rate lower than other money transfer apps, but i do like the pay in 3 option. customer seevice can be hot or miss Reviewed on: 3rd June 2025

Good app

Good app and easy to use. Great for quick transactions Reviewed on: 3rd June 2025

It's So Easy

Super easy to arrange and manage, so much so that I didn't need to contact anyone with questions - exactly what an automated service should be. Would definitely use again. Reviewed on: 3rd June 2025

Great finance options and safety in purchasing

Great finance options and safety in purchasing Reviewed on: 3rd June 2025

I've always had a good experience with using Paypal...

I've always had a good experience with using Paypal credit for big purchases. I've not had to contact customer services because I've never had any issues. Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Payments
from PayPal 4.91 from 3600 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub