Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

View other PayPal products

4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181119)

Customer service is excellent.

Customer service is excellent. The app is so easy to use and understand. It’s all the things PayPal are known for and they excel. Reviewed on: 4th June 2026

I have used PayPal for years now, it’s such a safe w...

I have used PayPal for years now, it’s such a safe way to make a payment, receive payments and I love using it as it’s so easy to manage. Reviewed on: 4th June 2026

Always been easy to pay and easy to deal with...

Always been easy to pay and easy to deal with Reviewed on: 4th June 2026

I can rely on PayPal to keep my transactions secure.

I can rely on PayPal to keep my transactions secure. They offer different ways to pay to suit my needs. Reviewed on: 4th June 2026

Very useful service - I find I can spread costs easily.

Very useful service - I find I can spread costs easily. Reviewed on: 4th June 2026

I have used the services for some time and my issues...

I have used the services for some time and my issues resolved without stressing myself. It is a service that comes in handy for anyone when there is nowhere to urgently turn for help. Reviewed on: 4th June 2026

Always efficient and I have not had any issues of se...

Always efficient and I have not had any issues of sending or receiving money Reviewed on: 4th June 2026

Very easy to use and very quick transaction when usi...

Very easy to use and very quick transaction when using the app Reviewed on: 4th June 2026

I love using PayPal because it's very convenient and...

I love using PayPal because it's very convenient and easy to use. One of my favorite features is Pay Later, especially the option to split payments over 4 months with 0% interest. It gives me more flexibility with my finances and allows me time to earn the money back while still making purchases when I need them. This feature has been very helpful and is one of the reasons I enjoy using PayPal. Reviewed on: 4th June 2026

Never had any issues, thank you

Never had any issues, always been helpful Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub