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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181114)

Customer service is always kind and helpful.

5
Customer service is always kind and helpful. I had only good experience with them. In my past I used pay pal more often than now and that was a great way to send money between countries. Reviewed on: 4th June 2026

Never had a problem and help with issues

5
Never had a problem and help with issues Reviewed on: 4th June 2026

Safe and secure payment experience, fast worry free...

5
Safe and secure payment experience, fast worry free transaction when making purchases. Reviewed on: 4th June 2026

£100 4 month interest free

5
I have used PayPal more and more since having the offer to spend over £100 with 4 months interest free credit. I think this is an excellent financial gain. Reviewed on: 4th June 2026

Good value for money and good promotions for PayPal...

4
Good value for money and good promotions for PayPal credit. Customer service could do with improving Reviewed on: 4th June 2026

PayPal is a reliable and convenient payment platform.

5
PayPal is a reliable and convenient payment platform. Transactions are usually fast, the interface is easy to use, and the buyer protection features provide extra peace of mind when shopping online. It’s widely accepted and makes sending and receiving money straightforward. Reviewed on: 4th June 2026

Paypal rules!!

5
I find PayPal an excellent service, and I love the pay in 3 installments, as a pensioner I sometimes find it hard to pay in one payment at times, but I can count on paypal to be there for me. Paypal rules in my house. Reviewed on: 4th June 2026

Personal and Business experience

5
have had an excellent experience using PayPal for both personal and business transactions. The platform is incredibly user-friendly, secure, and reliable, making it easy to send and receive payments with confidence. Reviewed on: 4th June 2026

I am happy with the service, always smooth transactions

4
I am happy with the service, always smooth transactions Reviewed on: 4th June 2026

I love PayPal!

5
I love PayPal! It’s so secure and easy to use Reviewed on: 4th June 2026

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