Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Beneficial for all users

Very easy to use and beneficial for all users Reviewed on: 4th June 2026

Love PayPal!

Love PayPal! So easy to use for internet shopping! Safe and secure too. Reviewed on: 4th June 2026

Really simple to use app, clear instruction and opti...

Really simple to use app, clear instruction and options when deciding how to pay for things. Also really easy to settle accounts Reviewed on: 4th June 2026

I always use PayPal when I can

I always use PayPal when I can, because it's safe, easy to use and gives me several options of how to pay for purchases Reviewed on: 4th June 2026

Easy to use service, very easy to also understand.

Easy to use service, very easy to also understand. They help make people’s lives a little easier Reviewed on: 4th June 2026

Why wouldn't you use PayPal?

Had PayPal for years. With debit it adds another layer of security to your bank account. Pay in 3 is great as it spreads the cost of more expensive items interest free Reviewed on: 4th June 2026

Flexible credit, 0% for 4 months

Being able to constantly use the 0% for 4 months sets it apart from every other 0% purchase card. It has allowed me to be flexible with my finances, and budget accordinly. Reviewed on: 4th June 2026

Contacted to resolve a payment problem was sorted in...

Contacted to resolve a payment problem was sorted in minutes excellent service I have used and trusted PayPal for over 30 years would recommend 100% Reviewed on: 4th June 2026

PayPal, always excellent

I find PayPal so easy to use and if I have had a problem, the customer service has been excellent in sorting the issue out promptly. There are other companies out there that may be cheaper, but for me PayPal is the only company to use. They are efficient and also safe and well known. I have recommended PayPal to a lot of people, as I have never had any problems and always found them to be a great company. Keep up the good work ***** Reviewed on: 4th June 2026

Efficient

I’ve never had any problems at all,refunds are dealt with quickly and efficiently Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101275 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub