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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Great support with scammers...

5
Always easy to use, no issues, good reminders and great customer service. Great helping out with scammers Reviewed on: 4th June 2026

Good experince

5
Paypal nice platfoam good customer service Reviewed on: 4th June 2026

Can be a little slow and clunky paying the monthly m...

5
Can be a little slow and clunky paying the monthly minimum payment. Having to wait until midnight for the payment to go out rather than straight away. Reviewed on: 4th June 2026

Helped me a lot and the 1st 4 months interest free w...

5
Helped me a lot and the 1st 4 months interest free was really helpful. Reviewed on: 4th June 2026

My No1 trusted credit provider

5
I’ve always trusted PayPal Credit from day one and will continue to use them as my number one trusted credit provider. Unlike others, they give me complete and utter peace of mind. Highly recommended. If you’re on the fence about on who to use, give PayPal credit go.. Reviewed on: 4th June 2026

More easily to use and no interest if you pay before...

5
More easily to use and no interest if you pay before the due date Reviewed on: 4th June 2026

PayPal has really helped me out in my times of need...

5
PayPal has really helped me out in my times of need with money, when I don't have enough in my current account I know I can rely on PayPal to help me Reviewed on: 4th June 2026

No hassle, upfront and easy to use

5
No hassle, upfront and easy to use Reviewed on: 4th June 2026

Just good easy to use and keep track of

5
Just good easy to use and keep track of Reviewed on: 4th June 2026

Great and convenient - Paypal makes shopping experie...

5
Great and convenient - Paypal makes shopping experience easier Reviewed on: 4th June 2026

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