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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Slow with feed back sometimes but it's very useful i...

Slow with feed back sometimes but it's very useful in a hurry Reviewed on: 4th June 2026

Easy to use and a safe way to pay.

Easy to use and a safe way to pay. .great customer service and any issues are sorted promptly. easy to see how much you have outstanding and when the interest free period ends . Reviewed on: 4th June 2026

Best internet company

Paypal provide many ways to pay for products, which suit all household budgets. Take 3, or 0% over 4 months is an excellent service. Unwanted or damaged products, which happily have only happened 3 times over the years, were easy to exchange, or receive a refund from the retailer, with the service paypal provide. Paypal is by far, the best company to purchase goods and services that is available on the internet. Reviewed on: 4th June 2026

It’s there and approved quickly, and suggested to us...

It’s there and approved quickly, and suggested to use credit as payment on store websites, so it’s all easy and convenient, the pay in 3 in great. But man, that interest rate is pretty high in my opinion compared to other credit providers. Put it this way, once it’s cleared I’m never using again unless it’s some sort of emergency, Reviewed on: 4th June 2026

Paypal cards the best

I find it very easy to use. i wish i found this tool sooner. I've saved so much money its great. Reviewed on: 4th June 2026

I love the pay in 3 option that i can use, it is rea...

I love the pay in 3 option that i can use, it is realy helpful. Reviewed on: 4th June 2026

Easy to use.

Easy to use. Love the pay in 3 option Reviewed on: 4th June 2026

I was able to purchase the item I wanted with PayPal...

I was able to purchase the item I wanted with PayPal credit and when I missed my payment, the penalty was cancelled when I called and they resolved it. My payment has been regular. Reviewed on: 4th June 2026

Very good retail

Very good retail for flexible payment and offers Reviewed on: 4th June 2026

I have used many different lenders in over 30 years...

I have used many different lenders in over 30 years , PayPal stands out as having many options that you can choose from from pay in 3 to a year , having the choice a a click of a button tailored to you Reviewed on: 4th June 2026

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