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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Very prompt answer to my question.

Very prompt answer to my question.Online operator available alqays Reviewed on: 4th June 2026

Excellent only niggle is the delay in repayment.

Excellent only niggle is the delay in repayment. Reviewed on: 4th June 2026

It’s been great to know you can Collect points while...

It’s been great to know you can Collect points while you shop Reviewed on: 4th June 2026

Brilliant app & very secure user friendly would reco...

Brilliant app & very secure user friendly would recommend to all Reviewed on: 4th June 2026

I was able to buy more products with credit

I was able to buy more products with credit Reviewed on: 4th June 2026

PayPal credit has given me many chances of getting s...

PayPal credit has given me many chances of getting stuff and pay in affordable rate, super useful Reviewed on: 4th June 2026

Great App

Easy to use app and makes money simple. Reviewed on: 4th June 2026

DONT protect my purchase/money.

Say they protect your money/purchase.This however is not my experience.When using PayPal to purchase a item that never arrived, ive been told paypal cant do anything. 8 months later with many phone calls and still no delivery. Im out £180 with no product delivered. Will never use pay pal again. Reviewed on: 4th June 2026

Great experience safe paying with payol and super ea...

Great experience safe paying with payol and super easy to checkout Reviewed on: 4th June 2026

Complicated pay pal charges

The charges for using pay pal are complicated. I don’t know what the charges are or for what. Reviewed on: 4th June 2026

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