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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

easy to use with friendly applications

easy to use with friendly applications Reviewed on: 4th June 2026

I am totally satisfied.

I am totally satisfied. I recommend them. Reviewed on: 4th June 2026

Paymenttmentsnt syetems which are easy and q...

Needs to set up payment syetems which are easy and quick to activate Reviewed on: 4th June 2026

They are generally good but when I had an issue with...

They are generally good but when I had an issue with a section 75 claim they skirted the law despite me being covered and not receiving the goods Reviewed on: 4th June 2026

All round good service

one place where you can shop send and receive money Reviewed on: 4th June 2026

paypal has great customer service it has good offers...

paypal has great customer service it has good offers especially on the paypal+ debit card offers page although took me a while to understand how it worked best for me Reviewed on: 4th June 2026

Great platform, easy to use and manage money

Great platform, easy to use and manage money Reviewed on: 4th June 2026

Really like the fact you can use PayPal credit to sp...

Really like the fact you can use PayPal credit to spread the cost, the app,is easy to use and costs are transparent. Reviewed on: 4th June 2026

Excellent value for money

Excellent value for money, have been using it for years, other credit companies haven't been offering the low rates PayPal credit has Reviewed on: 4th June 2026

It's easy!

It's easy to use and has good credit options. Reviewed on: 4th June 2026

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