Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,336 reviews, last reviewed 13th Apr 2026
1062300% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional and Reliable. I am having a great experience with PayPal credit, fast and straightforward top notch in Tec. no hidden fees. highly recommend for anyone who looks fo... Read more Reviewed on: 13th April 2026
Abdullah A's avatar
Abdullah A

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62336)

PayPal credit

5
It’s amazing. So reliable. I can always count on it Reviewed on: 8th July 2022

Great to have 4 months interest free

5
Very useful way to pay, PayPal credit with 4 months interest free. Reviewed on: 8th July 2022

Easy to use and manage.

5
With PayPal credit I could book my holiday with ease and confidence, knowing I could spread the payments over the interest free period. The PayPal app is also very user friendly and makes it easy to manage your account. Reviewed on: 8th July 2022

excellent service

5
when a part i ordered did not come they sorted out sush good service have been with them a lot of years great company to by with Reviewed on: 8th July 2022

PEACEFUL, PLEASING AND PRACTICAL!!!

5
PAYPAL is pretty excellent and incomparably easy to use. Reviewed on: 8th July 2022

A** PayPal

5
Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022

Helpful credit

5
Paypal is always easy to manage and they always give you a chance to improve and enhance your credit account. And its very handy in your online shopping Reviewed on: 8th July 2022

Spread the cost

5
Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022

My Pal PayPal

5
East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022

Love PayPal Credit

5
PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review