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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Always great and helpful

5
Always great and helpful, quick response to any issue with problems. Reviewed on: 4th June 2026

Easy and straightforward.

5
Easy and straightforward. No problem setting up. PayPal overall is a good tool to have. Reviewed on: 4th June 2026

Easy way to pay

5
I find PayPal easy to use and is a secure way to pay for goods and services Reviewed on: 4th June 2026

PayPal is way forward. of buying wha...

5
PayPal is very easy and convenient way of buying what you want, for example paying in 3 installments without incurring any interest and the same goes for interest free offer. Reviewed on: 4th June 2026

Affordable PayPal

5
I have used PayPal credit when I have been short of funds, it gave me an affordable longer interest free period to pay. I would recommend and use this option again in the future. Reviewed on: 4th June 2026

Easy to use and very easy to make payments also cust...

5
Easy to use and very easy to make payments also customer service is great I would recommend to my friends and family Reviewed on: 4th June 2026

Making good quality more affordable

5
The interest free period gives you breathing space to pay off this larger purchases when doing renovations etc. Helps spread the cost and keeps the job going making good quality more affordable Reviewed on: 4th June 2026

PayPal is easy and convenient I use it all the...

5
PayPal is easy and convenient I use it all the time Reviewed on: 4th June 2026

Customer Service Always There

5
If I need customer service I always get through to someone quickly. They always resolve my queries. Reviewed on: 4th June 2026

Very easy to use

5
Very easy to use. Secured and the costumer service is excellent Reviewed on: 4th June 2026

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