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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62668 reviews)

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4.90

Based on 62,668 reviews, last reviewed 13th Apr 2026

1093200% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best credit Easy to apply, with lady of reward and flexible repayment opportunity. Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62668)

PayPal credit is fantastic for spreading costs of essential purchases

PayPal credit has helped me out so many times to spread the cost of purchases around Christmas time. It's taken so much stress away at that time of year and now I use it almost every time I need to make a sudden or unexpected purchase. I also use a credit card however PayPal credit is much easier to use and more transparent when payments are due making it easy and stress free to manage your balance. Highly recommended. Reviewed on: 8th July 2022

very handy

Comes in very handy for payments when I have no money, or when I'm expecting pay cheques. Reviewed on: 8th July 2022

easy to use

i was able to make several payments easy. i wish it was a transfer account aswell but i have no complaints whatsoever Reviewed on: 8th July 2022

Quick easy and reassuring

The whole product from setting up to using and paying back is super easy and convenient Reviewed on: 8th July 2022

Best credit ever

I just love it , its amazing to have something like that Reviewed on: 8th July 2022

Top top top

I have managed to book my first family holiday thanks to PayPal credit. It’s perfect because you can spread the cost in 4 months instalments with no interest and you don’t really need to have any money up front. Next thing I hope they issue credit cards with the same principle for everyday spending. Reviewed on: 8th July 2022

Allowed me to make a big big purchase and pay within a few months interest free!

I was saving to buy a sofa when the provider had a really good sale PayPal credit allowed me to purchase the sofa and pay back over a few months interest free, It was brilliant not only no interest but was able to take advantage of the promotion also and so saved a few hundred pounds too. Reviewed on: 8th July 2022

Perfect

It's easy and simple,just perfect Reviewed on: 8th July 2022

PayPal never lets you down

One little PayPal Button At Online Checkout And That’s It, It’s That Easy. Reviewed on: 8th July 2022

Good deals and offers

Never had a problem. Easy to use. Reviewed on: 8th July 2022

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