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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62849 reviews)

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4.90

Based on 62,849 reviews, last reviewed 14th Apr 2026

1109100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service & offers. Great service & offers. Really helpful Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62849)

Good service

Fast and honest response from PayPal on weather your eligible. The APR isn't to high against your borrow and gaining that trust if you have no missed payments can improve your borrowing for bigger purchases in the future. I find PayPal works for me and my budget so I would recommend PayPal to anyone that might be thinking of taking out credit. Reviewed on: 8th July 2022

The most efficient payment and credit provider

I am a loyal PayPal customer for many year, and I have never been dissappointed with the services. The payment process is fast & efficient, one click process. When I had a dispute about a payment, it has been resolved in minutes. Paypal offers credit services, you only need to press the button to approve. In my opinion, PayPal is the best and most efficient payment provider Reviewed on: 8th July 2022

Excellent

PayPal has an Excellent service with credit facilities. Reviewed on: 8th July 2022

Credit

I frequently use PayPal credit. Very handy 4 months interest free Reviewed on: 8th July 2022

credit card

great service very easy to use more people starting to except it Reviewed on: 8th July 2022

Super

Paypall is good for every pupils that want to make life easier Reviewed on: 8th July 2022

Supportive product

PayPal Credit provides a extended life line support in terms of reliable credit with zero interest rate for first three months. It gives one a breather on charges. Reviewed on: 8th July 2022

Very good

Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022

Value for money

Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022

Ease of access

The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

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