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PayPal: PayPal Credit reviews

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4.90
Based on 62,910 reviews, last reviewed 14th Apr 2026
1114900% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Swift Customer Service I have enjoyed a satisfactory, swift customer service and a seamless access to PayPal credit for my immediate needs. Reviewed on: 14th April 2026
Thompson O's avatar
Thompson O

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62910)

Very helpful and reasonable

5
Since PayPal credit, its been possible to meet up with life activities and expectations. Thanks! Reviewed on: 8th July 2022
Monifah Philip's avatar
Monifah Philip

Paypal Credit is the best so far

5
Good experience and it is better than the credit I've gotten anywhere else. highly recommended if you discipline your spending Reviewed on: 8th July 2022
Ezenwa's avatar
Ezenwa

Effective no nonsense, clear

5
Great offer with clear advice. Very useful in managing purchases within the interest free period Reviewed on: 8th July 2022
Tracey P's avatar
Tracey P

Paypal credit easy and reliable.

5
Have been using PayPal credit for quite long and is reliable and very easy to use. Reviewed on: 8th July 2022
Emma 's avatar
Emma

Great

5
Great service. Really easy to use app Reviewed on: 8th July 2022
Carina Santos's avatar
Carina Santos

PayPal credit a real help

5
Never used PayPal credit until recently the application was straight forward and the money was available instantly upon approval. Certainly recommend giving PayPal a try, payments easy via direct debit A real help when buying furniture Reviewed on: 8th July 2022
Dale Burrage's avatar
Dale Burrage

Easy and stress free

5
Credit service designed in a way that keeps life simple. The PayPal app is solid and very intuitive. Definitely would recommend to others. Reviewed on: 8th July 2022
Russell Somerville's avatar
Russell Somerville

PayPal interest free credit is amazing

5
PayPal interest free credit opens up a whole new world of opportunity for those purchases that would be out of reach Reviewed on: 8th July 2022
Kerry Maddison's avatar
Kerry Maddison

Efficient and easy to use

5
Really easy to use and simplistic layout if very effective and helpful Reviewed on: 8th July 2022
Amifisher's avatar
Amifisher

Credit card with Different repayment options

5
Paypal is an online payment method which means you don't have to constantly input your card details for every online purchase Paypal Credit is similar to normal credit cards with a lowish interest rate. It has a slight difference from 'normal' cards in that it offers several 0% interest repayment schemes which repeat with every purchase, not just on initial use. Reviewed on: 8th July 2022
Alan Hamilton's avatar
Alan Hamilton

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