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PayPal: PayPal Credit reviews

4.90
Based on 62,996 reviews, last reviewed 14th Apr 2026
1123100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and approved. Easy to apply and approved. The pay in 3 is easy aswell and helps you spread your payments Reviewed on: 14th April 2026
Murilyn Hutchinson's avatar
Murilyn Hutchinson

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62996)

Amazing credit

5
PayPal credit is very easy to use and manage payments also you can pay off early without any extra cost Reviewed on: 9th July 2022

Simplistic from start to finish.

5
Everything is clear & concise with PayPal credit. You always know where you stand, and as far a availability goes, there are soo many merchants accepting PayPal Credit it opens up a world of opportunities. The app is soo user friendly and efficient, and on the one occasion I needed customer service, the assistance was faultless, but mainly, I was met with warmth and value. Reviewed on: 9th July 2022

Love paypal credit card!

5
It is easy to apply, easy to use, easy to manage. I have been using Paypal since many years ago and no problems so far. Reviewed on: 9th July 2022

PBsoft

4
My experience is sometimes better sometimes worse but I am happy from both. Reviewed on: 9th July 2022

Amazing

5
Best experience All my best way to make shop Reviewed on: 9th July 2022

Awesome credit card

5
Been using PayPal credit for years now and its really been so simple to use Reviewed on: 9th July 2022

Good rates

5
Never got any problem with PayPal Reviewed on: 9th July 2022

PayPal Credit

5
PayPal credit is excellent, it allows you the freedom to purchase things paying at a later date. The interest is not too bad either. Reviewed on: 9th July 2022

Easy, Support, Confidence

5
Payment is made simple and easy. Managing account is clear and hassle free. Support and help is excellent. Gives confidence in PayPal and purchases. Reviewed on: 9th July 2022

So easy and convenient

5
PayPal is the easiest, quickest and most convenient way to purchase when shopping online. I feel safe and secure using PayPal and I would highly recommend. Reviewed on: 9th July 2022

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