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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
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kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

Simple, easy, and cost effective

5
I use PayPal credit all the time. It is my go-to credit provider. I get the stuff I want but have time to save up to pay either the minimum £5 or more. or pay in 3 once a month. You are sent texts and emails about the money you've spent and can pay by taking a photo of the bar code. The website is so simple to use. Account Information is easy to find and most sellers have the PayPal option now. I highly recommend. Reviewed on: 9th August 2022
perfum999's avatar
perfum999

0% for 4 months

5
Having 0% for all transactions over £100 for 4 months has really allowed me to easily split my payments and not worry about hefty interest charges Reviewed on: 9th August 2022
Kirsty Kinsella's avatar
Kirsty Kinsella

Customer friendly

5
Customer satisfaction and help in time of need Reviewed on: 9th August 2022
Valerie Angless's avatar
Valerie Angless

worked wonders

5
got my first pc with it i love it so much thanks paypal Reviewed on: 9th August 2022
billi kettlewell's avatar
billi kettlewell

Great easy..... Fast

4
A really quick and easy way to do online payments to those retails that support them, perhaps a better rate when doing purchases in FX but overall a good service. Reviewed on: 9th August 2022
Brian Leighton's avatar
Brian Leighton

PayPal Review

5
Great company that allows easy movement of funds to friends and family. Reviewed on: 8th August 2022
Mr Forrest's avatar
Mr Forrest

Brilliant payback options (interest free)

5
Probably the best credit option in credit market. Three to four months of interest free period helps a lot in this difficult times. That gives us a lot of breathing space to plan our finances. Thanks. Reviewed on: 8th August 2022
Jay Ram's avatar
Jay Ram

Very handy and helpful product

5
I find PayPal credit convenient and helpful in my online shopping, given the added security/benefit of anonymity. It is very safe and comforting to know you are secure and could make purchases online with available credit anutime. Reviewed on: 8th August 2022
emmanuel ebikake's avatar
emmanuel ebikake

Credit Help

5
This is really helpful when you are short of cash. Reviewed on: 8th August 2022
Mahen's avatar
Mahen

Safe and accessible

5
If I want that extra layer of security and indeed more options available, then I always use PayPal. At a time when the cost of living and interest rates are climbing, being safe and having better payment options available is what we need well done to PayPal for thinking of their customers Reviewed on: 8th August 2022
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