Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Difficult to get hold of on phone

Difficult to get hold of on phone Reviewed on: 4th June 2026

Awesome service

Every experience with PayPal has been great. It's straight forward and if confused, staff always available to help Reviewed on: 4th June 2026

Highly recommended!

Never had an issue. PayPal customer service always go above and beyond to help if an issue arises Reviewed on: 4th June 2026

Bills and shopping

Easy processing from accounts to and from PayPal Reviewed on: 4th June 2026

Easy to use and helpful for spreading payments

My experience with PayPal Credit has been smooth and straightforward. It is easy to use when shopping online, and I like that it gives me the option to spread payments when needed. The application and payment process are simple to understand, and everything is clearly shown in my PayPal account. It has been helpful for managing larger purchases, but it is still important to keep track of payments and use it responsibly. Overall, I have had a good experience with PayPal Credit. Reviewed on: 4th June 2026

Paypal credit is nice, very good option

Paypal credit is nice, very good option Reviewed on: 4th June 2026

Very good experience as customer service are really...

Very good experience as customer service are really excellent. Answer call promptly and assist any issues occurred immediately. Reviewed on: 4th June 2026

Easy use of app.

Easy use of app.Usefull for customers Reviewed on: 4th June 2026

PayPal makes life easier to achieve your dreams buyi...

PayPal makes life easier to achieve your dreams buying and pay later. I really enjoyed using my PayPal. Reviewed on: 4th June 2026

Best Pal

PayPal has simply made everything easier in my financial life, thanks PayPal! Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101275 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub