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PayPal: PayPal Credit reviews

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4.90
Based on 63,967 reviews, last reviewed 14th Apr 2026
1212500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and reliable. Fast and reliable. Anytime any day with simple authentication process Reviewed on: 14th April 2026
Sebastian O's avatar
Sebastian O

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63967)

PayPal Credit

5
The interest free option makes it easier to spread large payments across 4 months. I used this quite frequently and it helps to manage costs while you are waiting for payday. Reviewed on: 31st July 2023
F.M. S's avatar
F.M. S

Happy

5
They don't stress you and all the payment it smothers and safe love paypal Reviewed on: 31st July 2023
Marie Djoki's avatar
Marie Djoki

PayPal credit works!

5
I've been using PayPal credit for long now, not only for larger sums buy (the four months of no-interest is fantastic, BTW), but for day-to-day shopping. Easy to check out, secure and easy to follow expenditure. Reviewed on: 31st July 2023
Eneas Faleiros's avatar
Eneas Faleiros

PayPal credit, 4 months 0 interest

5
PayPal credit, 4 months 0 interest . What more could you ask for? Reviewed on: 31st July 2023
Iulian Badea's avatar
Iulian Badea

I always recommend PayPal

5
I always recommend PayPal, they have a great customer support first, then also a simple and easy to use service, I've used them for years never regretted it. Reviewed on: 31st July 2023
Exo BlazeGamer's avatar
Exo BlazeGamer

Paypal Credit is easy!

4
Been using Paypal CRedit for a few months now and it's very easy to set up and use. Reviewed on: 31st July 2023
Kim McNeil's avatar
Kim McNeil

Fair and easy

5
PayPal Credit is super helpful in so many situations and you have a very clear overview of what needs to be paid and when. my go-to payment method is PayPal and in many cases PayPal Credit Reviewed on: 31st July 2023
Louise's avatar
Louise

Excellent easy service

5
Straightforward and easy to use payment option Reviewed on: 31st July 2023
Marina Baranyi's avatar
Marina Baranyi

Best one around

4
Love how easy is to pay over time with 0% interest for 4 months with Paypal Credit! Reviewed on: 31st July 2023
Victoria Gruia's avatar
Victoria Gruia

Fantastic finance provider

5
Fantastic finance provider. Decision made quickly with no fuss. Reviewed on: 31st July 2023
maliha_90@hotmail.com's avatar
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