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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Exceptional customer service.

Exceptional customer service. Talked through everything with me at length Reviewed on: 4th June 2026

Not good - hidden fees and interest rates.

Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026

Best choice to spend money safely and easily.

Best choice for to borrow money safely and easily. And best way to buy on line and in store. Reviewed on: 4th June 2026

PayPal is always easy to use and I would recommend i...

PayPal is always easy to use and I would recommend it for use online when I had a problem with an online purchase PayPal got me a refund without any drama which I was very grateful for Reviewed on: 4th June 2026

Easy to use.

Easy to use. Peace of mind using PayPal protection with purchases. Reviewed on: 4th June 2026

I’ve used it to pay off items I couldn’t justify buy...

I’ve used it to pay off items I couldn’t justify buying in one go. I find the ui easy to navigate and the Apple Card is handy for store payment. Reviewed on: 4th June 2026

Love PayPal credit

Love PayPal credit and having 4 months to budget and pay. Customer service dealt promptly with a query I had and I spoke to an actual human which is rare nowadays. Reviewed on: 4th June 2026

Reliable, easy to follow, constantly developing to s...

Reliable, easy to follow, constantly developing to serve clients’ needs Reviewed on: 4th June 2026

Helpful when needed

Helpful when needed to break down payments or spread payments out so we can ore easily afford something we need. Reviewed on: 4th June 2026

A great service. ..

I have been with PayPal for numerous years, and I have never had any issues with it Reviewed on: 4th June 2026

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