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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Efficient and easy.

5
Efficient and easy. Makes buying things very easy. Reviewed on: 4th June 2026

Fab A****

5
Very professional and easy to use great customer service. Reviewed on: 3rd June 2026

Very easy to use Mr P

5
Very easy to use. I feel confident when using PayPal that I am protected from on line fraud . Reviewed on: 3rd June 2026

Very easy to use, I love the simple pay in 3

5
Very easy to use, I love the simple pay in three. But interest rates are not the cheapest. Reviewed on: 3rd June 2026

Brilliant range of payment options, making borrowing...

4
Brilliant range of payment options, making borrowing feel so much less overwhelming Reviewed on: 3rd June 2026

Overall it’s good

5
Overall it’s good. Does what it says Reviewed on: 3rd June 2026

Just brilliant over all service

5
Just brilliant over all service, flexible and responsive for today's financial needs Reviewed on: 3rd June 2026

Excellent online service and great customer care and...

5
Excellent online service and great customer care and communication Reviewed on: 3rd June 2026

I've been a PayPal user for as long as I can remembe...

5
I've been a PayPal user for as long as I can remember, never had an issue Reviewed on: 3rd June 2026

Really simple to use!

5
The app is really simple to use and the services offered are also really good Reviewed on: 3rd June 2026

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