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PayPal: PayPal Credit reviews

4.90
Based on 65,974 reviews, last reviewed 14th Apr 2026
1397400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Easy to use, good organisation, easy service Easy to use, good organisation, easy service Reviewed on: 14th April 2026
Dornan 's avatar
Dornan

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65974)

Easy transaction every time.

5
Always had a good experience with PayPal. PayPal credit is amazing buy what you want and repay in given time and pay no interest plus PayPal protection on your purchase. Hassle free transaction every time and easy to pay bill. Reviewed on: 14th May 2024

Great money lender, very easy to use.

5
Great money lender, very easy to use. No hidden charges. Reviewed on: 14th May 2024

excellent service and experience

5
excellent service and experience Reviewed on: 14th May 2024

Straight forward excellence when it comes to credit!

5
I have always found PayPal services very easy to use and offer a variety of ways to pay depending on your budgets. All in one app, it is easy to view, pay and keep up to date on your balances. Reviewed on: 14th May 2024

Easy and flexible

5
I always use paypal for lot of my purchases and enjoy the flexibility with payment plans and time to make repayments Reviewed on: 14th May 2024

It's super simple never had a problem with it

5
It's super simple never had a problem with it Reviewed on: 14th May 2024

Excellent support

5
PayPal has been very helpful supporting me if I get in difficulty paying my monthly payment. Reviewed on: 14th May 2024

Excellent customer service

5
Whenever I have had a problem with a seller. PayPal have sorted it out without any fuss Reviewed on: 14th May 2024

Easy to use and no interest fee in 4 months!

5
What I love about Paypal Credit is I can able to pay it in 4 months without interest fee which is very helpful to me and you can set up a Direct debit so you won't miss any payment dues. I have been using Paypal credit in almost 2 years and I will keep using it until they say No to me Reviewed on: 14th May 2024

A brilliant service

5
Been using paypal credit for literally years. Reviewed on: 14th May 2024

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