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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,479 reviews, last reviewed 13th Apr 2026
1075700% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic customer service Fantastic customer service being able to speak to someone with perfect English honestly makes customers service a different class Reviewed on: 13th April 2026
Memehi's avatar
Memehi

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62479)

Great service

5
What can I say except that being able to spread the cost of something I really want but can’t afford that month over 4 months at no extra cost has been absolute blessing on a number of occasions. Reviewed on: 8th July 2022
Hasna Begum's avatar
Hasna Begum

Definitely recommend

5
Purchased a new phone and paid via PayPal Credit. 4 months interest free enabled me to get a much better phone than I could’ve got if I’d had to pay it all upfront or via a phone contract Reviewed on: 8th July 2022
andy26599's avatar
andy26599

Easy peasy lending

5
As an acid Paypal user the introduction of Paypal Credit has been so helpful to spread the cost easily of those big ticket items. Reviewed on: 8th July 2022
Claire's avatar
Claire

Useful financial tool

5
An easy to use and useful tool in the.financial arsenal - competitive rates. Reviewed on: 8th July 2022
Tim Crookston 's avatar
Tim Crookston

Great

5
Easy to use. 4 months free credit. Reviewed on: 8th July 2022
Matthew Jones's avatar
Matthew Jones

Excellent service

5
Thanks to this service I got a new Samsung mobile phone and I didn't pay anything extra at all. I also like that it is possible to top up the remaining credit without additional fees. Reviewed on: 8th July 2022
Pavel Svoboda's avatar
Pavel Svoboda

Great option if you dont want pay whole price once just slice it

5
I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022
Damian's avatar
Damian

Great

5
Always there for me when I need it Reviewed on: 8th July 2022
matthewamilia's avatar
matthewamilia

Very easy to use

5
Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022
alan dodd's avatar
alan dodd

Briliant

5
Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022
Jake -e-boi's avatar
Jake -e-boi

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