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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

It was swift and easy to use.

5
It was swift and easy to use. It's a one stop mini bank that helps you navigate the pressure of funds not readily available Reviewed on: 3rd June 2026

It has what it takes to meet my expectations.

5
It has what it takes to meet my expectations. Also create an avenue for me to get what I need most at the appropriate time. Reviewed on: 3rd June 2026

Pay pal credit

5
I use pay pal credit a lot it’s a very good service to use Reviewed on: 3rd June 2026

Simple and Easy to Use

5
Simple and easy to use. Makes transactions flawless and benefit of being protected. Reviewed on: 3rd June 2026

pay in 3 and 4 months interest free with pay pal cre...

5
pay in 3 and 4 months interest free with pay pal credit is excellent for spreading the cost of larger purchases. such as Christmas and birthday presents. Reviewed on: 3rd June 2026

I always use Paypal

5
I use Paypal all the time and when I’ve ever had any disputes with purchases guide Missing, it’s always been resolved instantly Reviewed on: 3rd June 2026

Trusted payment method.

5
When I had an issue with a fraudulent transaction. Customer service was brilliant. I always use PayPal when its an option due to the extra layer of security. Reviewed on: 3rd June 2026

Easy to use app, great financial products available,...

5
Easy to use app, great financial products available, notifications useful Reviewed on: 3rd June 2026

Very good and excellent service .

5
Very good and excellent service . Reviewed on: 3rd June 2026

Easy to use.

5
Easy to use. Like having everything in one place. Reviewed on: 3rd June 2026

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