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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

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4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

I started using PayPal many years ago to protect my...

I started using PayPal many years ago to protect my online purchases and found it an easy to use, safe and secure way to buy online. Then PayPal Credit came out and that really helped ease the burden of high price purchases by allowing time to spread the cost over several month. PayPal pay in 3 is another PayPal service I use regular, again helping spread the cost of purchases. I have recommended PayPal to friends and Family. Reviewed on: 17th May 2024

Easy to use , and I know funds are safe...

Easy to use , and I know funds are safe Reviewed on: 17th May 2024

Very helpful easy to use and reliable

Very helpful easy to use and reliable Reviewed on: 17th May 2024

Pleasant and stress free shopping with PayPal

I’ve always had very smooth and trouble free transactions when using PayPal. I’ve never had reason to complain and am very happy with purchasing goods in this way. Payment options suit me as a pensioner, as it’s just click and wait for delivery. No hassle Reviewed on: 17th May 2024

PayPal review

Very easy to set up and good communication - unable to score on customer service as never needed to contact them Reviewed on: 17th May 2024

Very useful, Excellent service, Thanks.

Very useful, Excellent service, Thanks. Reviewed on: 17th May 2024

I value the PayPal customer support

Easy to use, if there's a problem with the seller, PayPal will step in to help resolve it. Buying with PayPal gives me more confidence when buying online. Reviewed on: 17th May 2024

I use PayPal and PayPal credit on daily basis.

I use PayPal and PayPal credit on daily basis. It’s my preferred way to pay, I feel safe using the service and am able to pay off whenever I want without the stress. Reviewed on: 17th May 2024

Outstanding service and communication skills and tru...

Outstanding service and communication skills and trustworthy and helpful a real pleasure Reviewed on: 17th May 2024

I use PayPal for everyday purchases.

I use PayPal for everyday purchases. I find it convenient to make purchases on PayPal credit so I can pay a single monthly payment and keep track on my spending. Reviewed on: 17th May 2024

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