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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,537 reviews, last reviewed 13th Apr 2026
1081100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Sense of security I feel safe when I'm using paypal really feen the sense of security Reviewed on: 13th April 2026
Raul B's avatar
Raul B

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62537)

A convenient way to pay

5
Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022
Christopher Christoforou's avatar
Christopher Christoforou

Phenomenal

5
Class service man canny beat it heavy good. Reviewed on: 8th July 2022
Adam Rodger's avatar
Adam Rodger

Integrated everywhere and 4 months free credit

5
It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022
Ben Mort's avatar
Ben Mort

Fantastic service

5
Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022
Anne Jordan's avatar
Anne Jordan

Useful facility and product

5
Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022
Alan Paterson's avatar
Alan Paterson

Easy and convenient

5
It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022
Shimeela 's avatar
Shimeela

PayPal "purchasing made easy"

5
A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022
Stuart Belcher's avatar
Stuart Belcher

Quick, Simple, Easy

5
Very straight forward to use and navigate Reviewed on: 8th July 2022
Ellie's avatar
Ellie

The best way to shopping online.Period

5
Never had any problems with PayPal. Reviewed on: 8th July 2022
Stefan 's avatar
Stefan

Amazing service

5
PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022
Jimzy's avatar
Jimzy

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