Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181111)

Confidence assured with paypal

Paypal gives me confidence in large purchases. Reviewed on: 3rd June 2026

Great Setvice

Never had an issue using PayPal. Excellent offers 0% pay in 3 or PayPal Credit Reviewed on: 3rd June 2026

Best payment method

I am always using PayPal for online purchases they provide amazing service if something goes wrong and with their new point system for the PayPal credit even more reason to use them Reviewed on: 3rd June 2026

PayPal really given me peace of mind, so I use it fo...

PayPal really given me peace of mind, so I use it for most online purchases.. Reviewed on: 3rd June 2026

smooth transitions.

smooth transitions. Absolutely recommended Reviewed on: 3rd June 2026

Great overall srvice

Feel safe shopping on the Internet. They quickly resolve issue if there are problems. Interest free payments for more expensive items. Great overall service. Been using PayPal for many years and always recommend them. Reviewed on: 3rd June 2026

Very good I happy use tI am very recommend this PayPal

Very good Paypal i recommend lot Reviewed on: 3rd June 2026

Always been very helpful if I have any disputes, rea...

Always been very helpful if I have any disputes, really friendly Reviewed on: 3rd June 2026

Excellent when you have time to pay.

Excellent when you have time to pay... for me it's a great help. Reviewed on: 3rd June 2026

PayPal is simple and easy to navigate making life a...

PayPal is simple and easy to navigate making life a lot easier. I love the app and all the features. I like that I can see all my balances at a glance. Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub