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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Ive only had to ring couple times but both times onc...

5
Ive only had to ring couple times but both times once got thou was nice and polite and helpful Reviewed on: 3rd June 2026

Secure and safe

5
Confident and secure in the knowledge that PayPal is the safest way to pay for all my needs Reviewed on: 3rd June 2026

Very secured and safe transection.

5
Very secured and safe transection. Reviewed on: 3rd June 2026

Help me two times with a bad online site

5
Help me two times with a bad online site Reviewed on: 3rd June 2026

PayPal credit has been a life saviour

4
PayPal credit has been a game-changer for me! I can now make those big purchases without breaking the bank, thanks to the affordable monthly payments. Plus, there’s no interest to worry about as long as I pay on time. This means I can keep my money in savings, where it’s earning interest. Reviewed on: 3rd June 2026

Perfect Paypal

5
Easy to use, interest free for 4 months..great product Reviewed on: 3rd June 2026

.At last a simple buying solution .

5
I feel pay pal is a no nonsence simple way to make purchases , quick to set up and very easy to use. in my experience where I have made many purchases without any issues pay pal is the go to provider for all on line buying. I also use Pay pal credit, and again very simple set up and straight forward to use. Reviewed on: 3rd June 2026

SAFE and easy to use especially for senior citizens

5
I use pay pal a lot, it is secure, so I know that my transactions cannot be compromised. I feel safe that I can freely pay using my bank account too, yet another layer of security, so peace of mind especially for seniors, both myself and my husband use pay pal.. Reviewed on: 3rd June 2026

Thankyou

5
Absolutely brilliant, excellent customer service and so helpful in times of need Reviewed on: 3rd June 2026

Customer service keeps a good high standard, never h...

5
Customer service keeps a good high standard, never had any trouble sorting out any issues with my account Reviewed on: 3rd June 2026

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