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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76844 reviews)

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4.90

Based on 76,844 reviews, last reviewed 19th Apr 2026

2400100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76844)

All around great.

All around great. Easy online app, rates are reasonable and lots of different options Reviewed on: 2nd June 2024

Ease of use

Very easy to use plus actions easy to track. Payment system very clear & transparent. Reviewed on: 2nd June 2024

paypal credit is worth it

paypal credit is a good option to have if you want to purchase something and don't have the funds and if its not too expesive you could set it up for 3 or for 4 paymants for the product you purchase and wont cause you more strain on your wallet it can you alot thumbs up from me :) Reviewed on: 2nd June 2024

Easy to use and manage.

Easy to use and manage. I have purchased may gifts on the buy now pay later option and also on the credit option. A really good way to spread the cost. I find the app really best to navigate and keep onto of payments. Reviewed on: 2nd June 2024

It’s been easy to use

It’s been easy to use. Paying for products is quick. Also the option of 0% is really amazing Reviewed on: 2nd June 2024

Excellent experience

Very happy with this payment option. It's extremely helpful especially when you're financially struggling but you would still like to buy things that you need. Reviewed on: 2nd June 2024

Paypal is simple to use at purchase

Not only is Paypal simple to use at purchase but it is clear how to manage it financially. Furthermore, when the proverbial has been taken Paypal has ALWAYS assisted! Reviewed on: 2nd June 2024

Great experience, easy to use.

Great experience, easy to use. Convenient to make purchases which gives you few months free time. Reviewed on: 2nd June 2024

The service has been efficient and excellent and pro...

The service has been efficient and excellent and protecting customers transaction Reviewed on: 2nd June 2024

It helps especially the buy now 4 months offers

It helps especially the buy now 4 months offers Reviewed on: 2nd June 2024

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