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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

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4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

Always there when you need it

Paypal credit has been very handy in many purchases as they are accepted in majority of the places I've shopped at. It's always been hassle free and efficient to use. I've used it for a few years and haven't come across any issues. I would highly recommend them. Reviewed on: 17th May 2024

I use it regular to spread the cost of my items.

I use it regular to spread the cost of my items. It really helps me budget :) Reviewed on: 17th May 2024

Great way to pay

I have been making purchases regularly by PayPal for past 12 years never had any issue. Customer service is always there to help you .I feel safe paying by PayPal as I don't have to entre my personal and financial details to new websites. Reviewed on: 17th May 2024

I’ve been using PayPal for some time now and find it...

I’ve been using PayPal for some time now and find it a good way to pay for my goods has it helps me spread the cost of my repayments Reviewed on: 17th May 2024

Easy to use

Super easy to use App and system and main T&C are simple and clear. Reviewed on: 17th May 2024

Really handy to have 0% for 4 months on new purchases.

Really handy to have 0% for 4 months on new purchases. Reviewed on: 17th May 2024

Flexible, offers promotional rates to keep interest...

Flexible, offers promotional rates to keep interest to a minimum. Reviewed on: 17th May 2024

Options to target which product to pay

Would like to have more choice in targeting repayments, as the just send money to pool and decision made in background does not work for me that well. Would be incentivised to use more. Excellent customer service and straight forward. Reviewed on: 17th May 2024

Frudulence.

Spotted fraudulent activity, Paypal sorted and refunded my money within hours Reviewed on: 17th May 2024

Very helpful.

I’ve always used PayPal and if you have any issues with purchases, they’re always there to help Reviewed on: 17th May 2024

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