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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Extra security

Ive had paypal for a-lot of years longer than i’ve stayed with any bank, I use it often for online purchases for extra security. Reviewed on: 3rd June 2026

Straightforward useful way to spread payments

Whenever I have used PayPal credit it has been straightforward to use and understand and very useful when I've needed to spread payments. The service is interest free and allows me more flexibility with my money Reviewed on: 3rd June 2026

Smooth, convenient, I wish they could do more in oth...

Smooth, convenient, I wish they could do more in other countries Reviewed on: 3rd June 2026

Excellent service so easy to use

Excellent service so easy to use Reviewed on: 3rd June 2026

Excellent service and helps when you can split costs

Excellent service and helps when you can split costs Reviewed on: 3rd June 2026

Christmas presents with paypal..

I needed to get lot"s of presents at christmas and paypal helped me spread the cost to make this more affordable. Reviewed on: 3rd June 2026

Its fantastic, easy way to make those special purchases

Its fantastic, easy way to make those special purchases Reviewed on: 3rd June 2026

it is very easy to use.

it is very easy to use. the pay in three is a good feature but could be maded more available on paypal checkout. Reviewed on: 3rd June 2026

Very efficient, easy to use, would reccomend to anyo...

Very efficient, easy to use, would reccomend to anyone, feels safer than most banks to use, prefer using pay pal as my method of payment as i feel have nore protection if things go wrong Reviewed on: 3rd June 2026

Brill as usual

Spot on as always when using this Reviewed on: 3rd June 2026

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