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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Easy to set-up.

I found it very easy to set-up. This made paying for a more expensive item easy and if paid in 4 months it is interest free. Reviewed on: 3rd June 2026

Excellent customer service well trained staff

Excellent customer service well trained staff Reviewed on: 3rd June 2026

One of the best experiences that i lived using PayPa...

One of the best experiences that i lived using PayPal,a smooth and easy process,fast an accurate Reviewed on: 3rd June 2026

Good service.

Good service. Available when needed Reviewed on: 3rd June 2026

PayPal credit, does what it says on the tin

Low interest, small minimum amount to pay back each month and can use in lots of places Reviewed on: 3rd June 2026

Payments and refunds take days in some cases

Payments and refunds take days in some cases Reviewed on: 3rd June 2026

I love having four months to purchase my jewellery;...

I love having four months to purchase my jewellery; just wish you’d extend it to six months.Also, pay in three gives me a breather! Reviewed on: 3rd June 2026

Overall good experience

Overall good experience, customer service quick to resolve any issues, wish there was more of an incentive to use it such as cashback. Reviewed on: 3rd June 2026

Easy to use.

Easy to use. Would recommend to friends and family or who to want a stress free set up Reviewed on: 3rd June 2026

Paypal is just smooth.

Paypal is just smooth. Always there fore you. Easy to manage Reviewed on: 3rd June 2026

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