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PayPal: PayPal Credit reviews

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4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Flexible, Fair and Functional Payment Options - Paypal

5
I have found PayPal Credit to be a great tool in payment flexibility and spreading the cost of all sorts of products/services. It really is a great option for me and means not having to use a credit card for some purchases. Reviewed on: 1st June 2024
Chris Carter's avatar
Chris Carter

Amazing Customer Service.

5
The server is genuinely easy to use, the customer service is absolutely amazing. I always get the answer I need immediately which is rare these days. Reviewed on: 1st June 2024
Melissa M's avatar
Melissa M

Always provide a good flexible credit service which...

5
Always provide a good flexible credit service which is perfect for my needs. App is easy to use. Reviewed on: 1st June 2024
Peter R's avatar
Peter R

Help me a lot and easy to use, great community...

5
Help me a lot and easy to use, great community Reviewed on: 1st June 2024
Robert P's avatar
Robert P

I'm happy with PayPal, recommend to people who still...

5
I'm happy with PayPal, recommend to people who still don't have this account. Reviewed on: 1st June 2024
Inga 's avatar
Inga

Paypal credis is an amazing service.

5
Paypal credis is an amazing service. Reviewed on: 1st June 2024
David R's avatar
David R

Very easy to use, great to have available as an...

5
Very easy to use, great to have available as an option Reviewed on: 1st June 2024
Rebekah J's avatar
Rebekah J

Paypall have bad rep I only use for the credit optio...

3
Paypall have bad rep I only use for the credit options and most of the time that don't work.. Reviewed on: 1st June 2024
Helen's avatar
Helen

Fantastic to use overall

4
PayPal Credit is my favourite way to buy things online. Purchasing only takes a couple of clicks and the 0% for 4 months offers over £99 are pretty much unmatched. Their customer service over the phone is always incredible too - I call frequently and the Irish guys at their centre always offer the best customer service I've ever had. The only thing could be improved is their UI and the way the bills are presented - there is no way of knowing exactly how much is owed when using buy now pay later and it can get pretty complicated figuring it out. But overall I'd highly recommend. Reviewed on: 1st June 2024
KS's avatar
KS

Always find super easy to use and safe and secure...

5
Always find super easy to use and safe and secure Reviewed on: 1st June 2024
Sarah Louise's avatar
Sarah Louise

Review PayPal: PayPal Credit now

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