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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

I have used PayPal credit to pay for lots of things.

5
I have used PayPal credit to pay for lots of things. The payment schedules give you lots of options for your budget. They even offer a card that you can use for websites that don't accept standard PayPal payments Reviewed on: 2nd June 2026

Easy to use

5
Makes it easy to spread the cost, even if you have the money. So easy to use. Reviewed on: 2nd June 2026

it is easy to use on the app and online.

4
it is easy to use on the app and online. i like the interet free period and find it useful for holidays Reviewed on: 2nd June 2026

Easy to use .

5
Easy to use , self explanatory for prompt credit payments Reviewed on: 2nd June 2026

Love PayPal just love the extra time to pay off it’s...

5
Love PayPal just love the extra time to pay off it’s great its so easy to use Reviewed on: 2nd June 2026

PayPal is easy to use never had any problems

5
PayPal is easy to use never had any problems Reviewed on: 2nd June 2026

Like a good friend.

5
Always on point, dependable, flexible and reasuring to have. Reviewed on: 2nd June 2026

Customer Satisfaction with Paypal

5
I am happy paying by Paypal credit rather than my bank credit as paypal offers 4 months free interest which less stressful to clear the balance also 3 payment plan through paypal credit is another advantage of paypal. Reviewed on: 2nd June 2026

PayPal is reliable and helpful staff

5
PayPal is reliable and helpful staff Reviewed on: 2nd June 2026

I use PayPal for both business and personal and it’s...

5
I use PayPal for both business and personal and it’s fantastic. There is nothing else like PayPal in the uk as far as I’m concerned and I’ve been a loyal customer for nearly 20 years Reviewed on: 2nd June 2026

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