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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Getting a refund is nice and easy

5
Getting a refund is nice and easy Reviewed on: 2nd June 2026

Pay pal has always been user friendly and when there...

5
Pay pal has always been user friendly and when there is an issue they are always very quick to sort it with great communication throughout. Reviewed on: 2nd June 2026

Is an easy way to pay .

5
Is an easy way to pay . I am very pleased by the services. Reviewed on: 2nd June 2026

Amazing and easy to navigate, the app makes everythi...

5
Amazing and easy to navigate, the app makes everything simple and secure Reviewed on: 2nd June 2026

Easy to manage

5
Easy to manage the payments from one app Reviewed on: 2nd June 2026

My Go To payment provider

5
PayPal have helped me with disputes and helped me with pay in 3 and PayPal credit. They are my go to at a checkout as I can rely on them. Reviewed on: 2nd June 2026

Really good payment option very pleased

5
Really good payment option very pleased Reviewed on: 2nd June 2026

Great experience a very good company.

5
Great experience a very good company. Can do transfer and pay your mates. Also do crypto Reviewed on: 2nd June 2026

Great for personal and Business!

5
Easy to operate and great for my business account with card terminal as well! Reviewed on: 2nd June 2026

Good and safe to use, I would recommend and have bee...

4
Good and safe to use, I would recommend and have been using for quite a long time. It has always been a good service Reviewed on: 2nd June 2026

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