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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Paypal doesnt help for disputes for large amount of...

Paypal doesnt help for disputes for large amount of money items. Reviewed on: 2nd June 2026

Very helpful,good for people who have not inaf .

Very helpful,good for people who have not inaf .8 Reviewed on: 2nd June 2026

Prompt responses when disputes are raised.

Prompt responses when disputes are raised. Reviewed on: 2nd June 2026

PayPal is a great way to buy and sell with the buyer...

PayPal is a great way to buy and sell with the buyer protection. And simplicity of the app. Also the PayPal credit has been a life saver a few times. Reviewed on: 2nd June 2026

I have used paypal regular and im very pleased with...

I have used paypal regular and im very pleased with the service it provides. Reviewed on: 2nd June 2026

PayPal great start

It’s a fast & convenient way to pay for goods. Reviewed on: 2nd June 2026

Easy to use and not a bad rate.

Easy to use and not a bad rate. App is useful and can pay off early at any point. Also the points system is worth using as well as the discounts available Reviewed on: 2nd June 2026

Really good for buying and budgeting...

Really good for buying and budgeting ith good payment options Reviewed on: 2nd June 2026

Easy to do business with

Easy to do business with and with added safety in mind Reviewed on: 2nd June 2026

Excellent service and easy to manage.

Excellent service and easy to manage. I've used PayPal Credit for some time and have found it easy to use and manage. The application process was straightforward, payments are easy to track, and the online account is clear and user-friendly. I've had a positive experience overall and would recommend it to others looking for flexible payment options. Reviewed on: 2nd June 2026

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