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PayPal: PayPal Credit reviews

4.90
Based on 62,896 reviews, last reviewed 14th Apr 2026
1113500% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really like paypal, easy to use and convienient. I really like paypal, easy to use and convienient. Improvements could be if can hold other currencys and a better exchange rate Reviewed on: 14th April 2026
AQ's avatar
AQ

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62896)

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022

Ms Mary

5
Only good experiences so many years. Reviewed on: 8th July 2022

Ease of use

5
Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022

Mr omar

5
It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022

Convenient credit

5
An easy and convenient way to spread the cost of moderate to expensive items. I have used it many times and as long as I budget for the repayments ,whether it be 3 or 4 months it allows me to purchase things I normally cannot afford to pay for in one go. A very user friendly app allows me to easily set up an automatic repayment or one offs. Reviewed on: 8th July 2022

Easiest way to pay!

5
I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022

Very efficient way to buy

5
Easy to use. Allows people to buy goods with no pressure attached. Fantastic terms. 0% offered. Reviewed on: 8th July 2022

My PayPal

5
I use PayPal for all my purchase, they’re excellent, safe and secure. PayPal bravo to you. Reviewed on: 8th July 2022

PayPal credit is so convenient and useful

5
Love my PayPal credit. Always easy to use and convenient to have to hand for new purchases! PayPal always offer support and have great customer service. Reviewed on: 8th July 2022

PayPal credit is so easy to use

5
PaylPal credit is such an easy tool to use, with just a few clicks, you can make your online purchase and have extra time to make the payment. Reviewed on: 8th July 2022

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