Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181110)

Very good this aplicacion for everything

5
Very good this aplicacion for everything Reviewed on: 2nd June 2026

Very good support and services always

5
Very good support and services always Reviewed on: 2nd June 2026

Very easy to use.

5
Very easy to use. Conditions always clear, flexible credit options and can be accessed very easily. Always a first choice for me and will use again. Pay in 3 is also very handy for payday puchases and the like. Reviewed on: 2nd June 2026

interest free for 4 months

5
Using interest free for 4 months allows me to spread the cost of my eligible purchases without lengthy repayment plans. Reviewed on: 2nd June 2026

Never had any issues with them, and it's a great ser...

5
Never had any issues with them, and it's a great service to use when I need some extra financial help Reviewed on: 2nd June 2026

Customer service is great

5
Always works well and customer service is great Reviewed on: 2nd June 2026

Using PayPal helps you protect your spending online...

5
Using PayPal helps you protect your spending online and allow you to monitor what you spend. There is no need for your debit card or any transaction directly from your bank because he is in PayPal is an excellent go-between. They also have a debit card that you can load with money and spend using that instead. Reviewed on: 2nd June 2026

Great & helpful

5
I’ve used PayPal for a few years now. I’ve always found them transparent regarding costs. when I needed to contact them, I did it online & they were really helpful Reviewed on: 2nd June 2026

Been using paypal credit for years and im very satis...

5
Been using paypal credit for years and im very satisfied with it. Its been a life saver. Reviewed on: 2nd June 2026

Great app

5
Paypal is great and now having the debit and credit cards makes it easier to use everywhere Reviewed on: 2nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101271 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products