Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,221 reviews, last reviewed 14th Apr 2026
1143100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Totally recommended Provides an excellent service. Great range of products and services. Excellent credit offers. Reviewed on: 14th April 2026
Mike Wilkinson's avatar
Mike Wilkinson

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (63221)

Best credit provider

5
I’ve had a smooth and wonderful experience making transactions on PayPal Reviewed on: 8th July 2022
Tia's avatar
Tia

Convenient

5
Easy to spread costs and mind relaxing Reviewed on: 8th July 2022
Dilaisha Rishani's avatar
Dilaisha Rishani

Always Use PayPal

5
I have been using PayPal for many years. Just recently I signed up for PayPal Credit, it's a great way to purchase something you need with the option of zero interest if paid within 4 months. This is a great way to manage finances over a 4 month period instead of having to pay for all of it at once. I have found this method very helpful. Reviewed on: 8th July 2022
John F's avatar
John F

Easy service

5
Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022
Guy1sara@sky.com's avatar
[email protected]

Useful

5
Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022
willow liberto's avatar
willow liberto

Easy to use.

5
PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022
Jean Wragg's avatar
Jean Wragg

Excellent

5
Really handy if I want something there and then Reviewed on: 8th July 2022
Jimmy Morse's avatar
Jimmy Morse

Great for breaking up big purchases

5
I have used PayPal credit a number of times now. It is really helpful on big purchases such as Laptops or mobile phones as it is possible to spread the cost over 4 months without being charged interest. Reviewed on: 8th July 2022
M J SHAWMEISTER's avatar
M J SHAWMEISTER

Credit

5
Very useful right now i needed this Reviewed on: 8th July 2022
Nigel Dennis's avatar
Nigel Dennis

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022
Yasen Tsonev's avatar
Yasen Tsonev

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill