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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181110 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181110)

I've had PayPal for a while now and I've had nothing...

I've had PayPal for a while now and I've had nothing but good experience dealing with PayPal if there is any problem they all ways sort it out Reviewed on: 2nd June 2026

Good experience with using pay pal never had any iss...

Good experience with using pay pal never had any issues Reviewed on: 2nd June 2026

PayPal excellence

I have used PayPal for a number of years and they have always been helpful. I love the pay in 3 and the PayPal credit and whre you can use it. It helps so much to pay for things when you have sp much going on and want to do. Reviewed on: 2nd June 2026

The app is very glitchy, your tone is a little patro...

The app is very glitchy, your tone is a little patronising and I've tried multiple times now to get through to support about changing my username but nothing it keeps taking me to a random page about health and mental health Reviewed on: 2nd June 2026

Customer friendly

Very easy for contact transactions and their customer support also good and quick response Reviewed on: 2nd June 2026

Love! PayPal

I have been using PayPal for years and I have to say it has been excellent. I highly recommend to everyone. Like it a lot! Reviewed on: 2nd June 2026

The app makes transactions so easy and secure.

The app makes transactions so easy and secure. Also you get money back on transactions, bonus!! Reviewed on: 2nd June 2026

Awesome sevice I love it they do look after me...

Awesome sevice I love it they do look after me Reviewed on: 2nd June 2026

I have had a positive experience using PayPal Credit.

I have had a positive experience using PayPal Credit. The application process was straightforward, and it was easy to use for online purchases. The option to spread payments over time has been helpful for managing larger expenses. Payments are simple to track through the PayPal app and website, and I appreciate the flexibility it provides. Interest rates can be high if the balance is not paid off within promotional periods, so it is important to keep track of repayment dates. Overall, PayPal Credit is a convenient financing option for online shopping when used responsibly. Reviewed on: 2nd June 2026

never had a problem with the service

never had a problem with the service Reviewed on: 2nd June 2026

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