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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

Customer service

Always on hand for help as well as being used on most if not all retailers Reviewed on: 2nd June 2026

Been great to deal with, 4 months intrest free and h...

Been great to deal with, 4 months intrest free and had no issues when I needed to contact customer support. Reviewed on: 2nd June 2026

Easy to use, helpful staff,reasonable rates,easy to...

Easy to use, helpful staff,reasonable rates,easy to deal with any issues Reviewed on: 2nd June 2026

Just fab, everything about it is just amazing

Just fab, everything about it is just amazing Reviewed on: 2nd June 2026

Simple , Safe and Convenient

Paypal make it easy and secure to pay. I have their Debit and Credit cards and everything works seamlessly. Paypal Protection is excellent often refunding payments immediately. Pay in 3 interest free payments is brilliant for spreading payments for more expensive items without having to remember to clear balance after a specific time.. Reviewed on: 2nd June 2026

Generally good but could improve on app transparency...

Generally good but could improve on app transparency but no complaints Reviewed on: 2nd June 2026

Great service

Been with PayPal many years and the flexibility provided is great easy to manage outgoings to control spending highly rated Reviewed on: 2nd June 2026

Every time I have problem with a retailer,Pay Pal al...

Every time I have problem with a retailer,Pay Pal always steps up to resolve, excellent customer service and quick to respond I also feel reassured by paying through them ,wouldn’t use any other way on internet,your money is in safe hands peace of mind means everything Reviewed on: 2nd June 2026

Using PayPal Credit

Always easy to use and reminders are sent as required. Better to set up a direct debit which is easy to do. Will use whenever warranted. Reviewed on: 2nd June 2026

From inconvenience to satisfaction

PayPal turned an inconvenience into a smooth experience. Their outstanding support and great services made everything quick, easy, and stress-free. A reliable service I can always count on. Reviewed on: 2nd June 2026

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