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PayPal: PayPal Credit reviews

4.90
Based on 62,991 reviews, last reviewed 14th Apr 2026
1122600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I had a great experience. Great customer service Reviewed on: 14th April 2026
Naz's avatar
Naz

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62991)

reliable, safe, fast, easy to handle, if there are problems they will always help

5
always and everywhere I try to pay on the Internet only through paypal credit, because it is reliable and always solve problems with the seller. I recommend it to everyone Reviewed on: 8th July 2022

Affordable

5
Easy to apply and the customer service team are very knowledgeable and helpful. Reviewed on: 8th July 2022

Amazing

5
Split costs which is great Opportunity for people to save many as allow zero interest for 4 months. Reviewed on: 8th July 2022

Excellent value

5
Excellent Nice and easy to apply PayPal credit Reviewed on: 8th July 2022

Excellent product

5
simple to manage, and easy to keep on top of Reviewed on: 8th July 2022

Best user-friendly credit provider

5
Using PayPal credit is super easy and quite clear. Terms of credit known well in advance which helps you to plan repayments and further purchases. Reviewed on: 8th July 2022

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

3
Overall good and had one very bad experience recently Reviewed on: 8th July 2022

Impressive

5
Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022

Satisfied immensely

5
Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022

Excellent and Easy

5
Great to use and you know your money’s safe ! Reviewed on: 8th July 2022

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