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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

Great service

5
Great service so easy to use have great offers. Get points every time you use the card. Reviewed on: 2nd June 2026
Gordon w's avatar
Gordon w

PayPal is the best pal you can get

5
PayPal is always my go to, if it wasn't for PayPal I wouldn't have been able to buy a lot of the stuff that I have as I use the pay in 3 method & their credit option to give myself time to pay Reviewed on: 2nd June 2026
Syko's avatar
Syko

I love using PayPal

5
Never ever had any issues with PayPal. Quick to resolve any queries. I love PayPal and it’s helped me budget enormously Reviewed on: 2nd June 2026
Allie's avatar
Allie

Payments

5
So easy payments are with Pay pal credit Reviewed on: 2nd June 2026
Shantal Chetty's avatar
Shantal Chetty

I have used PayPal for online shopping.

5
I have used PayPal for online shopping, sending and receiving payments, and managing transactions securely. My experience has been positive because PayPal is convenient, easy to use, and widely accepted by many retailers and platforms. I value the security features, quick payment process, and the ability to track transactions in one place. I have also found PayPal helpful when purchasing from unfamiliar websites because it gives me extra confidence and protection as a buyer. Overall, my experience as a user has shown me how important trust, simplicity, and customer support are in digital payments. Reviewed on: 2nd June 2026
Asma Y's avatar
Asma Y

A very convenient way to pay for goods and services...

5
A very convenient way to pay for goods and services and the protection provided is very reassuring Reviewed on: 2nd June 2026
Sanpresh's avatar
Sanpresh

Convenient safe service

5
Very user friendly, security safe downside for me is customer service automated Reviewed on: 2nd June 2026
PR's avatar
PR

Amazing product for be had PayPal for years and the...

5
Amazing product for be had PayPal for years and the credit is great and the interest rate is reasonable also Reviewed on: 2nd June 2026
Shaun h's avatar
Shaun h

Never had problems over many years of use

5
Never had problems over many years of use Reviewed on: 2nd June 2026
ERIS's avatar
ERIS

Very flexible service and good support while any pro...

5
Very flexible service and good support while any problems occured Reviewed on: 2nd June 2026
Bartosz K's avatar
Bartosz K

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