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PayPal: PayPal Credit reviews

4.90
Based on 62,832 reviews, last reviewed 14th Apr 2026
1107700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, Secure, and Reliable Payments PayPal is a very convenient platform for sending and receiving money, especially for online shopping. Payments are fast, and the added layer of securi... Read more Reviewed on: 14th April 2026
Pritam Saha's avatar
Pritam Saha

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62832)

Great idea

5
A great way to pay for items well done PayPal Reviewed on: 8th July 2022

Great

5
Love paypal credit . I love that you can pay in 3 . I also love that all big payments are secure. Reviewed on: 8th July 2022

Simple and easy to use.

5
Like any other credit system I can buy multiple item up to my limit. The difference is that I can easily track how much credit I've paid and when I need to pay back the full amount for multiple items. Reviewed on: 8th July 2022

High recommended

5
Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022

Easy to use

5
PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022

Cant fault it

5
I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022

Great service

5
Easy to you and excellent support when needed Reviewed on: 8th July 2022

Good

4
Good service, easy to check on the app Reviewed on: 8th July 2022

PayPal is must better then 80 % of all credit card available.

5
Am using my PayPal credit for big purchases . It’s very easy and help . Reviewed on: 8th July 2022

Awesome!

5
Very good service and easy to use Reviewed on: 8th July 2022

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