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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

It's quite difficult and complicate to solve problems.

It's quite difficult and complicate to solve problems. You can't talk to humans. In general I like to pay with PayPal because it's fast and I have the option of split the amount Reviewed on: 2nd June 2026

Great to deal with never had an issue get some great...

Great to deal with never had an issue get some great offers and credit 0% Reviewed on: 2nd June 2026

Perfect every time never had an issue with them and...

Perfect every time never had an issue with them and they are always my go to Reviewed on: 2nd June 2026

Only use pay pal

Pay in 3 is fantastic use it all the time Reviewed on: 2nd June 2026

My experience

Very quick and easy to use app and if you need assistance someone is available to help you out with your queries Reviewed on: 2nd June 2026

All services you need in one place.

All services you need in one place. Available worldwide and easy to use. Great customer service. Reviewed on: 2nd June 2026

Paypal is the safest way to go without any doubt

Paypal is the safest way to go without any doubt Reviewed on: 2nd June 2026

Never had a problem with PayPal really, straight for...

Never had a problem with PayPal really, straight forward no nonsense Reviewed on: 2nd June 2026

A user friendly credit company

Easy to manage credit rating and limits. Using the web pages is easy, well laid out and able to see purchases and p[ayments at a glance. Reviewed on: 2nd June 2026

Good but high interest rate.

Good but high interest rate. Very easy to use. Reviewed on: 2nd June 2026

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