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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

It’s good.

It’s good. make your customer service more better, particularly in contacting agent Reviewed on: 2nd June 2026

Paypal is great.

Love using PayPal quick and easy Reviewed on: 2nd June 2026

Paypal is a simple and easy way to manage your purch...

Paypal is a simple and easy way to manage your purchases. With a money back guarantee if anything goes wrong Reviewed on: 2nd June 2026

Good choice

Good choice I have ever made. I highly recommend Reviewed on: 2nd June 2026

Convenient and works

It's good to have months to pay it off but not being unregulated credit like klarna etc Reviewed on: 2nd June 2026

I once had to claim back money and PayPal kept me I.

I once had to claim back money and PayPal kept me I. The loop from the beginning to the end. They also gave both sides a chance to explain their side of the story before reading and coming to a decision. I believe it is a fair process. Reviewed on: 2nd June 2026

Allows me to spread my payments with ease.

Allows me to spread my payments with ease. Reviewed on: 2nd June 2026

Great rewards and cashback!

I have been using PayPal from almost 10 years now they have given me so much benefits cashback on my spends it's amazing Reviewed on: 2nd June 2026

It's okay, helpful at times

It's okay, helpful at times when you struggling financially and want more times to pay off things Reviewed on: 2nd June 2026

First class service

I have had no issues, whenever I have a question your customer service team is always very professional whist remaining customer focused Reviewed on: 2nd June 2026

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