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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181108)

They helped me pay for an engagement ring with an ea...

5
They helped me pay for an engagement ring with an easy repayment plan. Reviewed on: 2nd June 2026

so far so good

5
so far so good i have been using PayPal nearly 6 years Reviewed on: 2nd June 2026

Easy money transfers, easy online payments and even...

5
Easy money transfers, easy online payments and even in store now. Reviewed on: 2nd June 2026

Great no problems ever very simple to use

5
Great no problems ever very simple to use Reviewed on: 2nd June 2026

Its the best shoping mobile app6

5
Its the best shoping mobile app6 Reviewed on: 2nd June 2026

Paypal credit

5
Paypal credit is a great way to spread the cost of purchases and the zero interest for 4 months offer is great value. I love using paypal credit as I can keep track of the amount and pay it off easily. Reviewed on: 2nd June 2026

PayPal is very helpful even if you don’t have the fu...

5
PayPal is very helpful even if you don’t have the funds to purchase you really want you have the advantage of Pay in 3 with PayPal. It’s easy and simple Reviewed on: 2nd June 2026

I have used PayPal for over 10 years.

5
I have used PayPal for over 10 years. Extremely happy. Reviewed on: 2nd June 2026

Nice and easy

5
Nice easy way to pay when online shopping and its easy to spread the cost with pay in 3 or PayPal credit Reviewed on: 2nd June 2026

I have used PayPal for 10 years now and never had pr...

5
I have used PayPal for 10 years now and never had problems with any transactions. Reviewed on: 2nd June 2026

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