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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Quick and easy to use.

Quick and easy to use. Handy to have for emergencies when required. Reviewed on: 2nd June 2026

On several occasions had to deal with customer servi...

On several occasions had to deal with customer service more than happy with outcome Reviewed on: 2nd June 2026

PayPal is great and good customer service if anythin...

PayPal is great and good customer service if anything goes wrong Reviewed on: 2nd June 2026

Paypal has been always our best and safest choice!

Paypal has been always our best and safest choice! who gives you 4 months with 0%? Reviewed on: 2nd June 2026

Easy to use and collect points too

Easy to use and collect points too Reviewed on: 2nd June 2026

Surprisingly good and easy never used before but now...

Surprisingly good and easy never used before but now use all the time Reviewed on: 2nd June 2026

Makes shopping a better experience

Makes shopping a better experience Reviewed on: 2nd June 2026

I really enjoy PayPal.

I really enjoy PayPal. As a service it’s really easy to use and the payments are so efficient. As a whole any payments through PayPal always feel very safe and secure. PayPal credit has helped me to save money where I can and the repayments are really manageable. I would say PayPal credit had the most stress free repayment plans out of any pay later/credit options I’ve tried. Reviewed on: 2nd June 2026

very good always been good for me very quick

very good always been good for me very quick Reviewed on: 2nd June 2026

Very easy to use the site.

Very easy to use the site.PayPal is the best. Reviewed on: 2nd June 2026

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