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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62668 reviews)

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4.90

Based on 62,668 reviews, last reviewed 13th Apr 2026

1093200% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best credit Easy to apply, with lady of reward and flexible repayment opportunity. Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62668)

Everything as detailed. Ees 1 have site to use.

I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022

Flexible and simple

Fantastic product. I have used this service rather than bother with a credit card for a while now. Only downside of PayPal is you have better buyer protection with a credit card as PayPal disputes always side with dodgy sellers so if using PayPal do your research on the company you're buying from first. Reviewed on: 13th June 2022

Great to use

It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022

Nice and Easy

PayPal credit is a nice feature enabling people to spread the cost of goods with clear and structured repayments. When compared to traditional credit cards, PayPal credit is a winner. Reviewed on: 13th June 2022

PayPal credit card

It’s excellent good easy to use fast I love it Reviewed on: 13th June 2022

Safe and reliable

PayPal is the most flexible and reliable online payment system. I feel safe every time I purchase online as I am protected by frauds or items not delivered. The new credit card system with payments over four month with 0 interests it’s very convenient. Easy tool to transfer money between friends. Reviewed on: 13th June 2022

PayPal credit

PayPal credit it's so fascinating..and it gives you plenty of time to pay back what you borrowed .I will recommend PayPal to anyone any day anytime. Reviewed on: 13th June 2022

Amazing services

Paypal is always a helping hand with all my bills and payments. Such an amazing company. Hopefully soon all shops will accept paypal and hopefully soon they will be able to supply cards for the consumers.. Reviewed on: 13th June 2022

Paypal Credit is absolutely the best

Paypal credit is always there to support my family's needs while shopping online Reviewed on: 13th June 2022

Managing Finances

I was purchased a product for the 4 of us (Parents and kids) which is needed to attend a event in Iceland. I don’t have enough funds yet during that time but I needed to booked so we can attend as the event only caters the first 100 applicants. Luckily, Paypal credit pop out in my email and decided to try for our financial reason. Reviewed on: 13th June 2022

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