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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Extremely helpful

PayPal have been extremely helpful with the chat feature when needing to ask a question. And the pay in 3 has been really helpful too. Reviewed on: 1st June 2026

Had PayPal for years, I would recommend it.

Had PayPal for years, use it to hold and transfer money. Recently used credit which was easy to set up and eve easier to pay off when I was able to pay a bulk of the credit off. Reviewed on: 1st June 2026

PayPal is perfect if he needs a refund it’s a refund...

PayPal is perfect if he needs a refund it’s a refunded straight away into your account absolutely just wonderful Reviewed on: 1st June 2026

Quick and easy to use, always happy to help

Quick and easy to use, always happy to help Reviewed on: 1st June 2026

Great app for finance

Very positive interactions although the dispute feature could be improved. Love pay in 4, could even expand this to include interest options Reviewed on: 1st June 2026

Pay in 3 is so helpful.

Pay in 3 is so helpful. It means more things are accessible gor me to purchase. Reviewed on: 1st June 2026

Easy to use.

Easy to use. Great customer service and very secure. Reviewed on: 1st June 2026

straightforward

Everytime I used PayPal the experience is straightforward and easy Reviewed on: 1st June 2026

Convenient when a big purchase is needed and to make...

Convenient when a big purchase is needed and to make household expenditure easier on the wallet Reviewed on: 1st June 2026

In general I’m happy with using PayPal

In general I’m happy with using PayPal Reviewed on: 1st June 2026

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